LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,037
−HK$1,946/mo
▼ 0.25% · 3.875%
HK$32,003
−HK$980/mo
Today · 4.125%
HK$32,983
baseline
▲ 0.50% · 4.625%
HK$34,990
+HK$2,007/mo
Deposit HK$6.81M · loan HK$6.81M · min. income ≈ HK$65,966/mo (50% DSR)
Upfront cash ≈ HK$7.32M (deposit + AVD stamp duty HK$510,422 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,529
−HK$1,865/mo
▼ 0.25% · 3.875%
HK$35,455
−HK$939/mo
Today · 4.125%
HK$36,394
baseline
▲ 0.50% · 4.625%
HK$38,312
+HK$1,918/mo
Deposit HK$6.81M · loan HK$6.81M · min. income ≈ HK$72,788/mo (50% DSR)
Upfront cash ≈ HK$7.32M (deposit + AVD stamp duty HK$510,422 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,245
−HK$2,335/mo
▼ 0.25% · 3.875%
HK$38,403
−HK$1,177/mo
Today · 4.125%
HK$39,580
baseline
▲ 0.50% · 4.625%
HK$41,988
+HK$2,408/mo
Deposit HK$5.44M · loan HK$8.17M · min. income ≈ HK$79,160/mo (50% DSR)
Upfront cash ≈ HK$5.95M (deposit + AVD stamp duty HK$510,422 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,434
−HK$2,239/mo
▼ 0.25% · 3.875%
HK$42,545
−HK$1,128/mo
Today · 4.125%
HK$43,673
baseline
▲ 0.50% · 4.625%
HK$45,975
+HK$2,302/mo
Deposit HK$5.44M · loan HK$8.17M · min. income ≈ HK$87,346/mo (50% DSR)
Upfront cash ≈ HK$5.95M (deposit + AVD stamp duty HK$510,422 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,452
−HK$2,725/mo
▼ 0.25% · 3.875%
HK$44,804
−HK$1,373/mo
Today · 4.125%
HK$46,177
baseline
▲ 0.50% · 4.625%
HK$48,987
+HK$2,810/mo
Deposit HK$4.08M · loan HK$9.53M · min. income ≈ HK$92,354/mo (50% DSR)
Upfront cash ≈ HK$4.59M (deposit + AVD stamp duty HK$510,422 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,340
−HK$2,612/mo
▼ 0.25% · 3.875%
HK$49,636
−HK$1,316/mo
Today · 4.125%
HK$50,952
baseline
▲ 0.50% · 4.625%
HK$53,637
+HK$2,685/mo
Deposit HK$4.08M · loan HK$9.53M · min. income ≈ HK$101,904/mo (50% DSR)
Upfront cash ≈ HK$4.59M (deposit + AVD stamp duty HK$510,422 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,867
−HK$3,503/mo
▼ 0.25% · 3.875%
HK$57,605
−HK$1,765/mo
Today · 4.125%
HK$59,370
baseline
▲ 0.50% · 4.625%
HK$62,983
+HK$3,613/mo
Deposit HK$1.36M · loan HK$12.25M · min. income ≈ HK$118,740/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$510,422 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,151
−HK$3,358/mo
▼ 0.25% · 3.875%
HK$63,818
−HK$1,691/mo
Today · 4.125%
HK$65,509
baseline
▲ 0.50% · 4.625%
HK$68,962
+HK$3,453/mo
Deposit HK$1.36M · loan HK$12.25M · min. income ≈ HK$131,018/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$510,422 · Scale 2, in force from 26 Feb 2026)