LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,039
−HK$1,946/mo
▼ 0.25% · 3.875%
HK$32,004
−HK$981/mo
Today · 4.125%
HK$32,985
baseline
▲ 0.50% · 4.625%
HK$34,992
+HK$2,007/mo
Deposit HK$6.81M · loan HK$6.81M · min. income ≈ HK$65,970/mo (50% DSR)
Upfront cash ≈ HK$7.32M (deposit + AVD stamp duty HK$510,449 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,530
−HK$1,866/mo
▼ 0.25% · 3.875%
HK$35,456
−HK$940/mo
Today · 4.125%
HK$36,396
baseline
▲ 0.50% · 4.625%
HK$38,314
+HK$1,918/mo
Deposit HK$6.81M · loan HK$6.81M · min. income ≈ HK$72,792/mo (50% DSR)
Upfront cash ≈ HK$7.32M (deposit + AVD stamp duty HK$510,449 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,246
−HK$2,336/mo
▼ 0.25% · 3.875%
HK$38,405
−HK$1,177/mo
Today · 4.125%
HK$39,582
baseline
▲ 0.50% · 4.625%
HK$41,991
+HK$2,409/mo
Deposit HK$5.44M · loan HK$8.17M · min. income ≈ HK$79,164/mo (50% DSR)
Upfront cash ≈ HK$5.96M (deposit + AVD stamp duty HK$510,449 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,436
−HK$2,239/mo
▼ 0.25% · 3.875%
HK$42,548
−HK$1,127/mo
Today · 4.125%
HK$43,675
baseline
▲ 0.50% · 4.625%
HK$45,977
+HK$2,302/mo
Deposit HK$5.44M · loan HK$8.17M · min. income ≈ HK$87,350/mo (50% DSR)
Upfront cash ≈ HK$5.96M (deposit + AVD stamp duty HK$510,449 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,454
−HK$2,725/mo
▼ 0.25% · 3.875%
HK$44,806
−HK$1,373/mo
Today · 4.125%
HK$46,179
baseline
▲ 0.50% · 4.625%
HK$48,989
+HK$2,810/mo
Deposit HK$4.08M · loan HK$9.53M · min. income ≈ HK$92,358/mo (50% DSR)
Upfront cash ≈ HK$4.59M (deposit + AVD stamp duty HK$510,449 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,342
−HK$2,612/mo
▼ 0.25% · 3.875%
HK$49,639
−HK$1,315/mo
Today · 4.125%
HK$50,954
baseline
▲ 0.50% · 4.625%
HK$53,640
+HK$2,686/mo
Deposit HK$4.08M · loan HK$9.53M · min. income ≈ HK$101,908/mo (50% DSR)
Upfront cash ≈ HK$4.59M (deposit + AVD stamp duty HK$510,449 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,870
−HK$3,503/mo
▼ 0.25% · 3.875%
HK$57,608
−HK$1,765/mo
Today · 4.125%
HK$59,373
baseline
▲ 0.50% · 4.625%
HK$62,986
+HK$3,613/mo
Deposit HK$1.36M · loan HK$12.25M · min. income ≈ HK$118,746/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$510,449 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,155
−HK$3,358/mo
▼ 0.25% · 3.875%
HK$63,821
−HK$1,692/mo
Today · 4.125%
HK$65,513
baseline
▲ 0.50% · 4.625%
HK$68,966
+HK$3,453/mo
Deposit HK$1.36M · loan HK$12.25M · min. income ≈ HK$131,026/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$510,449 · Scale 2, in force from 26 Feb 2026)