LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,039
−HK$1,947/mo
▼ 0.25% · 3.875%
HK$32,005
−HK$981/mo
Today · 4.125%
HK$32,986
baseline
▲ 0.50% · 4.625%
HK$34,993
+HK$2,007/mo
Deposit HK$6.81M · loan HK$6.81M · min. income ≈ HK$65,972/mo (50% DSR)
Upfront cash ≈ HK$7.32M (deposit + AVD stamp duty HK$510,459 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,531
−HK$1,866/mo
▼ 0.25% · 3.875%
HK$35,457
−HK$940/mo
Today · 4.125%
HK$36,397
baseline
▲ 0.50% · 4.625%
HK$38,315
+HK$1,918/mo
Deposit HK$6.81M · loan HK$6.81M · min. income ≈ HK$72,794/mo (50% DSR)
Upfront cash ≈ HK$7.32M (deposit + AVD stamp duty HK$510,459 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,247
−HK$2,336/mo
▼ 0.25% · 3.875%
HK$38,406
−HK$1,177/mo
Today · 4.125%
HK$39,583
baseline
▲ 0.50% · 4.625%
HK$41,992
+HK$2,409/mo
Deposit HK$5.44M · loan HK$8.17M · min. income ≈ HK$79,166/mo (50% DSR)
Upfront cash ≈ HK$5.96M (deposit + AVD stamp duty HK$510,459 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,437
−HK$2,239/mo
▼ 0.25% · 3.875%
HK$42,549
−HK$1,127/mo
Today · 4.125%
HK$43,676
baseline
▲ 0.50% · 4.625%
HK$45,978
+HK$2,302/mo
Deposit HK$5.44M · loan HK$8.17M · min. income ≈ HK$87,352/mo (50% DSR)
Upfront cash ≈ HK$5.96M (deposit + AVD stamp duty HK$510,459 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,455
−HK$2,725/mo
▼ 0.25% · 3.875%
HK$44,807
−HK$1,373/mo
Today · 4.125%
HK$46,180
baseline
▲ 0.50% · 4.625%
HK$48,990
+HK$2,810/mo
Deposit HK$4.08M · loan HK$9.53M · min. income ≈ HK$92,360/mo (50% DSR)
Upfront cash ≈ HK$4.59M (deposit + AVD stamp duty HK$510,459 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,343
−HK$2,612/mo
▼ 0.25% · 3.875%
HK$49,640
−HK$1,315/mo
Today · 4.125%
HK$50,955
baseline
▲ 0.50% · 4.625%
HK$53,641
+HK$2,686/mo
Deposit HK$4.08M · loan HK$9.53M · min. income ≈ HK$101,910/mo (50% DSR)
Upfront cash ≈ HK$4.59M (deposit + AVD stamp duty HK$510,459 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,871
−HK$3,503/mo
▼ 0.25% · 3.875%
HK$57,609
−HK$1,765/mo
Today · 4.125%
HK$59,374
baseline
▲ 0.50% · 4.625%
HK$62,987
+HK$3,613/mo
Deposit HK$1.36M · loan HK$12.25M · min. income ≈ HK$118,748/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$510,459 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,156
−HK$3,358/mo
▼ 0.25% · 3.875%
HK$63,823
−HK$1,691/mo
Today · 4.125%
HK$65,514
baseline
▲ 0.50% · 4.625%
HK$68,967
+HK$3,453/mo
Deposit HK$1.36M · loan HK$12.25M · min. income ≈ HK$131,028/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$510,459 · Scale 2, in force from 26 Feb 2026)