LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,040
−HK$1,947/mo
▼ 0.25% · 3.875%
HK$32,006
−HK$981/mo
Today · 4.125%
HK$32,987
baseline
▲ 0.50% · 4.625%
HK$34,994
+HK$2,007/mo
Deposit HK$6.81M · loan HK$6.81M · min. income ≈ HK$65,974/mo (50% DSR)
Upfront cash ≈ HK$7.32M (deposit + AVD stamp duty HK$510,478 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,532
−HK$1,866/mo
▼ 0.25% · 3.875%
HK$35,458
−HK$940/mo
Today · 4.125%
HK$36,398
baseline
▲ 0.50% · 4.625%
HK$38,316
+HK$1,918/mo
Deposit HK$6.81M · loan HK$6.81M · min. income ≈ HK$72,796/mo (50% DSR)
Upfront cash ≈ HK$7.32M (deposit + AVD stamp duty HK$510,478 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,249
−HK$2,335/mo
▼ 0.25% · 3.875%
HK$38,407
−HK$1,177/mo
Today · 4.125%
HK$39,584
baseline
▲ 0.50% · 4.625%
HK$41,993
+HK$2,409/mo
Deposit HK$5.45M · loan HK$8.17M · min. income ≈ HK$79,168/mo (50% DSR)
Upfront cash ≈ HK$5.96M (deposit + AVD stamp duty HK$510,478 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,439
−HK$2,238/mo
▼ 0.25% · 3.875%
HK$42,550
−HK$1,127/mo
Today · 4.125%
HK$43,677
baseline
▲ 0.50% · 4.625%
HK$45,980
+HK$2,303/mo
Deposit HK$5.45M · loan HK$8.17M · min. income ≈ HK$87,354/mo (50% DSR)
Upfront cash ≈ HK$5.96M (deposit + AVD stamp duty HK$510,478 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,457
−HK$2,725/mo
▼ 0.25% · 3.875%
HK$44,808
−HK$1,374/mo
Today · 4.125%
HK$46,182
baseline
▲ 0.50% · 4.625%
HK$48,992
+HK$2,810/mo
Deposit HK$4.08M · loan HK$9.53M · min. income ≈ HK$92,364/mo (50% DSR)
Upfront cash ≈ HK$4.59M (deposit + AVD stamp duty HK$510,478 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,345
−HK$2,612/mo
▼ 0.25% · 3.875%
HK$49,642
−HK$1,315/mo
Today · 4.125%
HK$50,957
baseline
▲ 0.50% · 4.625%
HK$53,643
+HK$2,686/mo
Deposit HK$4.08M · loan HK$9.53M · min. income ≈ HK$101,914/mo (50% DSR)
Upfront cash ≈ HK$4.59M (deposit + AVD stamp duty HK$510,478 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,873
−HK$3,504/mo
▼ 0.25% · 3.875%
HK$57,611
−HK$1,766/mo
Today · 4.125%
HK$59,377
baseline
▲ 0.50% · 4.625%
HK$62,990
+HK$3,613/mo
Deposit HK$1.36M · loan HK$12.25M · min. income ≈ HK$118,754/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$510,478 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,158
−HK$3,358/mo
▼ 0.25% · 3.875%
HK$63,825
−HK$1,691/mo
Today · 4.125%
HK$65,516
baseline
▲ 0.50% · 4.625%
HK$68,970
+HK$3,454/mo
Deposit HK$1.36M · loan HK$12.25M · min. income ≈ HK$131,032/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$510,478 · Scale 2, in force from 26 Feb 2026)