LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,042
−HK$1,947/mo
▼ 0.25% · 3.875%
HK$32,008
−HK$981/mo
Today · 4.125%
HK$32,989
baseline
▲ 0.50% · 4.625%
HK$34,996
+HK$2,007/mo
Deposit HK$6.81M · loan HK$6.81M · min. income ≈ HK$65,978/mo (50% DSR)
Upfront cash ≈ HK$7.32M (deposit + AVD stamp duty HK$510,507 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,534
−HK$1,866/mo
▼ 0.25% · 3.875%
HK$35,460
−HK$940/mo
Today · 4.125%
HK$36,400
baseline
▲ 0.50% · 4.625%
HK$38,319
+HK$1,919/mo
Deposit HK$6.81M · loan HK$6.81M · min. income ≈ HK$72,800/mo (50% DSR)
Upfront cash ≈ HK$7.32M (deposit + AVD stamp duty HK$510,507 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,251
−HK$2,336/mo
▼ 0.25% · 3.875%
HK$38,409
−HK$1,178/mo
Today · 4.125%
HK$39,587
baseline
▲ 0.50% · 4.625%
HK$41,995
+HK$2,408/mo
Deposit HK$5.45M · loan HK$8.17M · min. income ≈ HK$79,174/mo (50% DSR)
Upfront cash ≈ HK$5.96M (deposit + AVD stamp duty HK$510,507 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,441
−HK$2,239/mo
▼ 0.25% · 3.875%
HK$42,553
−HK$1,127/mo
Today · 4.125%
HK$43,680
baseline
▲ 0.50% · 4.625%
HK$45,982
+HK$2,302/mo
Deposit HK$5.45M · loan HK$8.17M · min. income ≈ HK$87,360/mo (50% DSR)
Upfront cash ≈ HK$5.96M (deposit + AVD stamp duty HK$510,507 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,459
−HK$2,726/mo
▼ 0.25% · 3.875%
HK$44,811
−HK$1,374/mo
Today · 4.125%
HK$46,185
baseline
▲ 0.50% · 4.625%
HK$48,995
+HK$2,810/mo
Deposit HK$4.08M · loan HK$9.53M · min. income ≈ HK$92,370/mo (50% DSR)
Upfront cash ≈ HK$4.59M (deposit + AVD stamp duty HK$510,507 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,348
−HK$2,612/mo
▼ 0.25% · 3.875%
HK$49,645
−HK$1,315/mo
Today · 4.125%
HK$50,960
baseline
▲ 0.50% · 4.625%
HK$53,646
+HK$2,686/mo
Deposit HK$4.08M · loan HK$9.53M · min. income ≈ HK$101,920/mo (50% DSR)
Upfront cash ≈ HK$4.59M (deposit + AVD stamp duty HK$510,507 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,876
−HK$3,504/mo
▼ 0.25% · 3.875%
HK$57,614
−HK$1,766/mo
Today · 4.125%
HK$59,380
baseline
▲ 0.50% · 4.625%
HK$62,993
+HK$3,613/mo
Deposit HK$1.36M · loan HK$12.25M · min. income ≈ HK$118,760/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$510,507 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,162
−HK$3,358/mo
▼ 0.25% · 3.875%
HK$63,829
−HK$1,691/mo
Today · 4.125%
HK$65,520
baseline
▲ 0.50% · 4.625%
HK$68,974
+HK$3,454/mo
Deposit HK$1.36M · loan HK$12.25M · min. income ≈ HK$131,040/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$510,507 · Scale 2, in force from 26 Feb 2026)