LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,043
−HK$1,947/mo
▼ 0.25% · 3.875%
HK$32,008
−HK$982/mo
Today · 4.125%
HK$32,990
baseline
▲ 0.50% · 4.625%
HK$34,997
+HK$2,007/mo
Deposit HK$6.81M · loan HK$6.81M · min. income ≈ HK$65,980/mo (50% DSR)
Upfront cash ≈ HK$7.32M (deposit + AVD stamp duty HK$510,516 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,535
−HK$1,866/mo
▼ 0.25% · 3.875%
HK$35,461
−HK$940/mo
Today · 4.125%
HK$36,401
baseline
▲ 0.50% · 4.625%
HK$38,319
+HK$1,918/mo
Deposit HK$6.81M · loan HK$6.81M · min. income ≈ HK$72,802/mo (50% DSR)
Upfront cash ≈ HK$7.32M (deposit + AVD stamp duty HK$510,516 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,251
−HK$2,336/mo
▼ 0.25% · 3.875%
HK$38,410
−HK$1,177/mo
Today · 4.125%
HK$39,587
baseline
▲ 0.50% · 4.625%
HK$41,996
+HK$2,409/mo
Deposit HK$5.45M · loan HK$8.17M · min. income ≈ HK$79,174/mo (50% DSR)
Upfront cash ≈ HK$5.96M (deposit + AVD stamp duty HK$510,516 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,442
−HK$2,239/mo
▼ 0.25% · 3.875%
HK$42,553
−HK$1,128/mo
Today · 4.125%
HK$43,681
baseline
▲ 0.50% · 4.625%
HK$45,983
+HK$2,302/mo
Deposit HK$5.45M · loan HK$8.17M · min. income ≈ HK$87,362/mo (50% DSR)
Upfront cash ≈ HK$5.96M (deposit + AVD stamp duty HK$510,516 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,460
−HK$2,725/mo
▼ 0.25% · 3.875%
HK$44,812
−HK$1,373/mo
Today · 4.125%
HK$46,185
baseline
▲ 0.50% · 4.625%
HK$48,996
+HK$2,811/mo
Deposit HK$4.08M · loan HK$9.53M · min. income ≈ HK$92,370/mo (50% DSR)
Upfront cash ≈ HK$4.59M (deposit + AVD stamp duty HK$510,516 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,349
−HK$2,612/mo
▼ 0.25% · 3.875%
HK$49,646
−HK$1,315/mo
Today · 4.125%
HK$50,961
baseline
▲ 0.50% · 4.625%
HK$53,647
+HK$2,686/mo
Deposit HK$4.08M · loan HK$9.53M · min. income ≈ HK$101,922/mo (50% DSR)
Upfront cash ≈ HK$4.59M (deposit + AVD stamp duty HK$510,516 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,877
−HK$3,504/mo
▼ 0.25% · 3.875%
HK$57,615
−HK$1,766/mo
Today · 4.125%
HK$59,381
baseline
▲ 0.50% · 4.625%
HK$62,994
+HK$3,613/mo
Deposit HK$1.36M · loan HK$12.25M · min. income ≈ HK$118,762/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$510,516 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,163
−HK$3,358/mo
▼ 0.25% · 3.875%
HK$63,830
−HK$1,691/mo
Today · 4.125%
HK$65,521
baseline
▲ 0.50% · 4.625%
HK$68,975
+HK$3,454/mo
Deposit HK$1.36M · loan HK$12.25M · min. income ≈ HK$131,042/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$510,516 · Scale 2, in force from 26 Feb 2026)