LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,044
−HK$1,946/mo
▼ 0.25% · 3.875%
HK$32,009
−HK$981/mo
Today · 4.125%
HK$32,990
baseline
▲ 0.50% · 4.625%
HK$34,998
+HK$2,008/mo
Deposit HK$6.81M · loan HK$6.81M · min. income ≈ HK$65,980/mo (50% DSR)
Upfront cash ≈ HK$7.32M (deposit + AVD stamp duty HK$510,527 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,536
−HK$1,865/mo
▼ 0.25% · 3.875%
HK$35,462
−HK$939/mo
Today · 4.125%
HK$36,401
baseline
▲ 0.50% · 4.625%
HK$38,320
+HK$1,919/mo
Deposit HK$6.81M · loan HK$6.81M · min. income ≈ HK$72,802/mo (50% DSR)
Upfront cash ≈ HK$7.32M (deposit + AVD stamp duty HK$510,527 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,252
−HK$2,336/mo
▼ 0.25% · 3.875%
HK$38,411
−HK$1,177/mo
Today · 4.125%
HK$39,588
baseline
▲ 0.50% · 4.625%
HK$41,997
+HK$2,409/mo
Deposit HK$5.45M · loan HK$8.17M · min. income ≈ HK$79,176/mo (50% DSR)
Upfront cash ≈ HK$5.96M (deposit + AVD stamp duty HK$510,527 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,443
−HK$2,239/mo
▼ 0.25% · 3.875%
HK$42,554
−HK$1,128/mo
Today · 4.125%
HK$43,682
baseline
▲ 0.50% · 4.625%
HK$45,984
+HK$2,302/mo
Deposit HK$5.45M · loan HK$8.17M · min. income ≈ HK$87,364/mo (50% DSR)
Upfront cash ≈ HK$5.96M (deposit + AVD stamp duty HK$510,527 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,461
−HK$2,725/mo
▼ 0.25% · 3.875%
HK$44,813
−HK$1,373/mo
Today · 4.125%
HK$46,186
baseline
▲ 0.50% · 4.625%
HK$48,997
+HK$2,811/mo
Deposit HK$4.08M · loan HK$9.53M · min. income ≈ HK$92,372/mo (50% DSR)
Upfront cash ≈ HK$4.59M (deposit + AVD stamp duty HK$510,527 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,350
−HK$2,612/mo
▼ 0.25% · 3.875%
HK$49,647
−HK$1,315/mo
Today · 4.125%
HK$50,962
baseline
▲ 0.50% · 4.625%
HK$53,648
+HK$2,686/mo
Deposit HK$4.08M · loan HK$9.53M · min. income ≈ HK$101,924/mo (50% DSR)
Upfront cash ≈ HK$4.59M (deposit + AVD stamp duty HK$510,527 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,878
−HK$3,504/mo
▼ 0.25% · 3.875%
HK$57,616
−HK$1,766/mo
Today · 4.125%
HK$59,382
baseline
▲ 0.50% · 4.625%
HK$62,996
+HK$3,614/mo
Deposit HK$1.36M · loan HK$12.25M · min. income ≈ HK$118,764/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$510,527 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,164
−HK$3,359/mo
▼ 0.25% · 3.875%
HK$63,831
−HK$1,692/mo
Today · 4.125%
HK$65,523
baseline
▲ 0.50% · 4.625%
HK$68,976
+HK$3,453/mo
Deposit HK$1.36M · loan HK$12.25M · min. income ≈ HK$131,046/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$510,527 · Scale 2, in force from 26 Feb 2026)