LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,044
−HK$1,947/mo
▼ 0.25% · 3.875%
HK$32,009
−HK$982/mo
Today · 4.125%
HK$32,991
baseline
▲ 0.50% · 4.625%
HK$34,998
+HK$2,007/mo
Deposit HK$6.81M · loan HK$6.81M · min. income ≈ HK$65,982/mo (50% DSR)
Upfront cash ≈ HK$7.32M (deposit + AVD stamp duty HK$510,532 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,536
−HK$1,866/mo
▼ 0.25% · 3.875%
HK$35,462
−HK$940/mo
Today · 4.125%
HK$36,402
baseline
▲ 0.50% · 4.625%
HK$38,321
+HK$1,919/mo
Deposit HK$6.81M · loan HK$6.81M · min. income ≈ HK$72,804/mo (50% DSR)
Upfront cash ≈ HK$7.32M (deposit + AVD stamp duty HK$510,532 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,253
−HK$2,336/mo
▼ 0.25% · 3.875%
HK$38,411
−HK$1,178/mo
Today · 4.125%
HK$39,589
baseline
▲ 0.50% · 4.625%
HK$41,998
+HK$2,409/mo
Deposit HK$5.45M · loan HK$8.17M · min. income ≈ HK$79,178/mo (50% DSR)
Upfront cash ≈ HK$5.96M (deposit + AVD stamp duty HK$510,532 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,443
−HK$2,239/mo
▼ 0.25% · 3.875%
HK$42,555
−HK$1,127/mo
Today · 4.125%
HK$43,682
baseline
▲ 0.50% · 4.625%
HK$45,985
+HK$2,303/mo
Deposit HK$5.45M · loan HK$8.17M · min. income ≈ HK$87,364/mo (50% DSR)
Upfront cash ≈ HK$5.96M (deposit + AVD stamp duty HK$510,532 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,461
−HK$2,726/mo
▼ 0.25% · 3.875%
HK$44,813
−HK$1,374/mo
Today · 4.125%
HK$46,187
baseline
▲ 0.50% · 4.625%
HK$48,997
+HK$2,810/mo
Deposit HK$4.08M · loan HK$9.53M · min. income ≈ HK$92,374/mo (50% DSR)
Upfront cash ≈ HK$4.59M (deposit + AVD stamp duty HK$510,532 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,350
−HK$2,613/mo
▼ 0.25% · 3.875%
HK$49,647
−HK$1,316/mo
Today · 4.125%
HK$50,963
baseline
▲ 0.50% · 4.625%
HK$53,649
+HK$2,686/mo
Deposit HK$4.08M · loan HK$9.53M · min. income ≈ HK$101,926/mo (50% DSR)
Upfront cash ≈ HK$4.59M (deposit + AVD stamp duty HK$510,532 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,879
−HK$3,504/mo
▼ 0.25% · 3.875%
HK$57,617
−HK$1,766/mo
Today · 4.125%
HK$59,383
baseline
▲ 0.50% · 4.625%
HK$62,996
+HK$3,613/mo
Deposit HK$1.36M · loan HK$12.25M · min. income ≈ HK$118,766/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$510,532 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,165
−HK$3,358/mo
▼ 0.25% · 3.875%
HK$63,832
−HK$1,691/mo
Today · 4.125%
HK$65,523
baseline
▲ 0.50% · 4.625%
HK$68,977
+HK$3,454/mo
Deposit HK$1.36M · loan HK$12.25M · min. income ≈ HK$131,046/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$510,532 · Scale 2, in force from 26 Feb 2026)