LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,046
−HK$1,946/mo
▼ 0.25% · 3.875%
HK$32,011
−HK$981/mo
Today · 4.125%
HK$32,992
baseline
▲ 0.50% · 4.625%
HK$35,000
+HK$2,008/mo
Deposit HK$6.81M · loan HK$6.81M · min. income ≈ HK$65,984/mo (50% DSR)
Upfront cash ≈ HK$7.32M (deposit + AVD stamp duty HK$510,560 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,538
−HK$1,866/mo
▼ 0.25% · 3.875%
HK$35,464
−HK$940/mo
Today · 4.125%
HK$36,404
baseline
▲ 0.50% · 4.625%
HK$38,323
+HK$1,919/mo
Deposit HK$6.81M · loan HK$6.81M · min. income ≈ HK$72,808/mo (50% DSR)
Upfront cash ≈ HK$7.32M (deposit + AVD stamp duty HK$510,560 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,255
−HK$2,336/mo
▼ 0.25% · 3.875%
HK$38,413
−HK$1,178/mo
Today · 4.125%
HK$39,591
baseline
▲ 0.50% · 4.625%
HK$42,000
+HK$2,409/mo
Deposit HK$5.45M · loan HK$8.17M · min. income ≈ HK$79,182/mo (50% DSR)
Upfront cash ≈ HK$5.96M (deposit + AVD stamp duty HK$510,560 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,445
−HK$2,240/mo
▼ 0.25% · 3.875%
HK$42,557
−HK$1,128/mo
Today · 4.125%
HK$43,685
baseline
▲ 0.50% · 4.625%
HK$45,987
+HK$2,302/mo
Deposit HK$5.45M · loan HK$8.17M · min. income ≈ HK$87,370/mo (50% DSR)
Upfront cash ≈ HK$5.96M (deposit + AVD stamp duty HK$510,560 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,464
−HK$2,725/mo
▼ 0.25% · 3.875%
HK$44,816
−HK$1,373/mo
Today · 4.125%
HK$46,189
baseline
▲ 0.50% · 4.625%
HK$49,000
+HK$2,811/mo
Deposit HK$4.08M · loan HK$9.53M · min. income ≈ HK$92,378/mo (50% DSR)
Upfront cash ≈ HK$4.60M (deposit + AVD stamp duty HK$510,560 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,353
−HK$2,612/mo
▼ 0.25% · 3.875%
HK$49,650
−HK$1,315/mo
Today · 4.125%
HK$50,965
baseline
▲ 0.50% · 4.625%
HK$53,652
+HK$2,687/mo
Deposit HK$4.08M · loan HK$9.53M · min. income ≈ HK$101,930/mo (50% DSR)
Upfront cash ≈ HK$4.60M (deposit + AVD stamp duty HK$510,560 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,882
−HK$3,504/mo
▼ 0.25% · 3.875%
HK$57,620
−HK$1,766/mo
Today · 4.125%
HK$59,386
baseline
▲ 0.50% · 4.625%
HK$63,000
+HK$3,614/mo
Deposit HK$1.36M · loan HK$12.25M · min. income ≈ HK$118,772/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$510,560 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,168
−HK$3,359/mo
▼ 0.25% · 3.875%
HK$63,835
−HK$1,692/mo
Today · 4.125%
HK$65,527
baseline
▲ 0.50% · 4.625%
HK$68,981
+HK$3,454/mo
Deposit HK$1.36M · loan HK$12.25M · min. income ≈ HK$131,054/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$510,560 · Scale 2, in force from 26 Feb 2026)