LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,047
−HK$1,946/mo
▼ 0.25% · 3.875%
HK$32,012
−HK$981/mo
Today · 4.125%
HK$32,993
baseline
▲ 0.50% · 4.625%
HK$35,001
+HK$2,008/mo
Deposit HK$6.81M · loan HK$6.81M · min. income ≈ HK$65,986/mo (50% DSR)
Upfront cash ≈ HK$7.32M (deposit + AVD stamp duty HK$510,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,539
−HK$1,866/mo
▼ 0.25% · 3.875%
HK$35,465
−HK$940/mo
Today · 4.125%
HK$36,405
baseline
▲ 0.50% · 4.625%
HK$38,324
+HK$1,919/mo
Deposit HK$6.81M · loan HK$6.81M · min. income ≈ HK$72,810/mo (50% DSR)
Upfront cash ≈ HK$7.32M (deposit + AVD stamp duty HK$510,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,256
−HK$2,336/mo
▼ 0.25% · 3.875%
HK$38,415
−HK$1,177/mo
Today · 4.125%
HK$39,592
baseline
▲ 0.50% · 4.625%
HK$42,001
+HK$2,409/mo
Deposit HK$5.45M · loan HK$8.17M · min. income ≈ HK$79,184/mo (50% DSR)
Upfront cash ≈ HK$5.96M (deposit + AVD stamp duty HK$510,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,447
−HK$2,239/mo
▼ 0.25% · 3.875%
HK$42,558
−HK$1,128/mo
Today · 4.125%
HK$43,686
baseline
▲ 0.50% · 4.625%
HK$45,989
+HK$2,303/mo
Deposit HK$5.45M · loan HK$8.17M · min. income ≈ HK$87,372/mo (50% DSR)
Upfront cash ≈ HK$5.96M (deposit + AVD stamp duty HK$510,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,465
−HK$2,726/mo
▼ 0.25% · 3.875%
HK$44,817
−HK$1,374/mo
Today · 4.125%
HK$46,191
baseline
▲ 0.50% · 4.625%
HK$49,001
+HK$2,810/mo
Deposit HK$4.08M · loan HK$9.53M · min. income ≈ HK$92,382/mo (50% DSR)
Upfront cash ≈ HK$4.60M (deposit + AVD stamp duty HK$510,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,355
−HK$2,612/mo
▼ 0.25% · 3.875%
HK$49,651
−HK$1,316/mo
Today · 4.125%
HK$50,967
baseline
▲ 0.50% · 4.625%
HK$53,654
+HK$2,687/mo
Deposit HK$4.08M · loan HK$9.53M · min. income ≈ HK$101,934/mo (50% DSR)
Upfront cash ≈ HK$4.60M (deposit + AVD stamp duty HK$510,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,884
−HK$3,504/mo
▼ 0.25% · 3.875%
HK$57,622
−HK$1,766/mo
Today · 4.125%
HK$59,388
baseline
▲ 0.50% · 4.625%
HK$63,002
+HK$3,614/mo
Deposit HK$1.36M · loan HK$12.25M · min. income ≈ HK$118,776/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$510,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,170
−HK$3,359/mo
▼ 0.25% · 3.875%
HK$63,838
−HK$1,691/mo
Today · 4.125%
HK$65,529
baseline
▲ 0.50% · 4.625%
HK$68,983
+HK$3,454/mo
Deposit HK$1.36M · loan HK$12.25M · min. income ≈ HK$131,058/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$510,577 · Scale 2, in force from 26 Feb 2026)