LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,048
−HK$1,947/mo
▼ 0.25% · 3.875%
HK$32,014
−HK$981/mo
Today · 4.125%
HK$32,995
baseline
▲ 0.50% · 4.625%
HK$35,003
+HK$2,008/mo
Deposit HK$6.81M · loan HK$6.81M · min. income ≈ HK$65,990/mo (50% DSR)
Upfront cash ≈ HK$7.32M (deposit + AVD stamp duty HK$510,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,541
−HK$1,866/mo
▼ 0.25% · 3.875%
HK$35,467
−HK$940/mo
Today · 4.125%
HK$36,407
baseline
▲ 0.50% · 4.625%
HK$38,326
+HK$1,919/mo
Deposit HK$6.81M · loan HK$6.81M · min. income ≈ HK$72,814/mo (50% DSR)
Upfront cash ≈ HK$7.32M (deposit + AVD stamp duty HK$510,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,258
−HK$2,336/mo
▼ 0.25% · 3.875%
HK$38,417
−HK$1,177/mo
Today · 4.125%
HK$39,594
baseline
▲ 0.50% · 4.625%
HK$42,004
+HK$2,410/mo
Deposit HK$5.45M · loan HK$8.17M · min. income ≈ HK$79,188/mo (50% DSR)
Upfront cash ≈ HK$5.96M (deposit + AVD stamp duty HK$510,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,449
−HK$2,240/mo
▼ 0.25% · 3.875%
HK$42,561
−HK$1,128/mo
Today · 4.125%
HK$43,689
baseline
▲ 0.50% · 4.625%
HK$45,991
+HK$2,302/mo
Deposit HK$5.45M · loan HK$8.17M · min. income ≈ HK$87,378/mo (50% DSR)
Upfront cash ≈ HK$5.96M (deposit + AVD stamp duty HK$510,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,468
−HK$2,725/mo
▼ 0.25% · 3.875%
HK$44,820
−HK$1,373/mo
Today · 4.125%
HK$46,193
baseline
▲ 0.50% · 4.625%
HK$49,004
+HK$2,811/mo
Deposit HK$4.08M · loan HK$9.53M · min. income ≈ HK$92,386/mo (50% DSR)
Upfront cash ≈ HK$4.60M (deposit + AVD stamp duty HK$510,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,357
−HK$2,613/mo
▼ 0.25% · 3.875%
HK$49,654
−HK$1,316/mo
Today · 4.125%
HK$50,970
baseline
▲ 0.50% · 4.625%
HK$53,657
+HK$2,687/mo
Deposit HK$4.08M · loan HK$9.53M · min. income ≈ HK$101,940/mo (50% DSR)
Upfront cash ≈ HK$4.60M (deposit + AVD stamp duty HK$510,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,887
−HK$3,505/mo
▼ 0.25% · 3.875%
HK$57,625
−HK$1,767/mo
Today · 4.125%
HK$59,392
baseline
▲ 0.50% · 4.625%
HK$63,005
+HK$3,613/mo
Deposit HK$1.36M · loan HK$12.25M · min. income ≈ HK$118,784/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$510,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,174
−HK$3,359/mo
▼ 0.25% · 3.875%
HK$63,841
−HK$1,692/mo
Today · 4.125%
HK$65,533
baseline
▲ 0.50% · 4.625%
HK$68,987
+HK$3,454/mo
Deposit HK$1.36M · loan HK$12.25M · min. income ≈ HK$131,066/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$510,606 · Scale 2, in force from 26 Feb 2026)