LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,049
−HK$1,947/mo
▼ 0.25% · 3.875%
HK$32,015
−HK$981/mo
Today · 4.125%
HK$32,996
baseline
▲ 0.50% · 4.625%
HK$35,004
+HK$2,008/mo
Deposit HK$6.81M · loan HK$6.81M · min. income ≈ HK$65,992/mo (50% DSR)
Upfront cash ≈ HK$7.32M (deposit + AVD stamp duty HK$510,619 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,542
−HK$1,866/mo
▼ 0.25% · 3.875%
HK$35,468
−HK$940/mo
Today · 4.125%
HK$36,408
baseline
▲ 0.50% · 4.625%
HK$38,327
+HK$1,919/mo
Deposit HK$6.81M · loan HK$6.81M · min. income ≈ HK$72,816/mo (50% DSR)
Upfront cash ≈ HK$7.32M (deposit + AVD stamp duty HK$510,619 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,259
−HK$2,336/mo
▼ 0.25% · 3.875%
HK$38,418
−HK$1,177/mo
Today · 4.125%
HK$39,595
baseline
▲ 0.50% · 4.625%
HK$42,005
+HK$2,410/mo
Deposit HK$5.45M · loan HK$8.17M · min. income ≈ HK$79,190/mo (50% DSR)
Upfront cash ≈ HK$5.96M (deposit + AVD stamp duty HK$510,619 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,450
−HK$2,240/mo
▼ 0.25% · 3.875%
HK$42,562
−HK$1,128/mo
Today · 4.125%
HK$43,690
baseline
▲ 0.50% · 4.625%
HK$45,993
+HK$2,303/mo
Deposit HK$5.45M · loan HK$8.17M · min. income ≈ HK$87,380/mo (50% DSR)
Upfront cash ≈ HK$5.96M (deposit + AVD stamp duty HK$510,619 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,469
−HK$2,726/mo
▼ 0.25% · 3.875%
HK$44,821
−HK$1,374/mo
Today · 4.125%
HK$46,195
baseline
▲ 0.50% · 4.625%
HK$49,005
+HK$2,810/mo
Deposit HK$4.08M · loan HK$9.53M · min. income ≈ HK$92,390/mo (50% DSR)
Upfront cash ≈ HK$4.60M (deposit + AVD stamp duty HK$510,619 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,359
−HK$2,612/mo
▼ 0.25% · 3.875%
HK$49,656
−HK$1,315/mo
Today · 4.125%
HK$50,971
baseline
▲ 0.50% · 4.625%
HK$53,658
+HK$2,687/mo
Deposit HK$4.08M · loan HK$9.53M · min. income ≈ HK$101,942/mo (50% DSR)
Upfront cash ≈ HK$4.60M (deposit + AVD stamp duty HK$510,619 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,888
−HK$3,505/mo
▼ 0.25% · 3.875%
HK$57,627
−HK$1,766/mo
Today · 4.125%
HK$59,393
baseline
▲ 0.50% · 4.625%
HK$63,007
+HK$3,614/mo
Deposit HK$1.36M · loan HK$12.25M · min. income ≈ HK$118,786/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$510,619 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,175
−HK$3,359/mo
▼ 0.25% · 3.875%
HK$63,843
−HK$1,691/mo
Today · 4.125%
HK$65,534
baseline
▲ 0.50% · 4.625%
HK$68,989
+HK$3,455/mo
Deposit HK$1.36M · loan HK$12.25M · min. income ≈ HK$131,068/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$510,619 · Scale 2, in force from 26 Feb 2026)