LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,051
−HK$1,947/mo
▼ 0.25% · 3.875%
HK$32,017
−HK$981/mo
Today · 4.125%
HK$32,998
baseline
▲ 0.50% · 4.625%
HK$35,006
+HK$2,008/mo
Deposit HK$6.81M · loan HK$6.81M · min. income ≈ HK$65,996/mo (50% DSR)
Upfront cash ≈ HK$7.32M (deposit + AVD stamp duty HK$510,652 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,544
−HK$1,866/mo
▼ 0.25% · 3.875%
HK$35,470
−HK$940/mo
Today · 4.125%
HK$36,410
baseline
▲ 0.50% · 4.625%
HK$38,330
+HK$1,920/mo
Deposit HK$6.81M · loan HK$6.81M · min. income ≈ HK$72,820/mo (50% DSR)
Upfront cash ≈ HK$7.32M (deposit + AVD stamp duty HK$510,652 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,261
−HK$2,337/mo
▼ 0.25% · 3.875%
HK$38,420
−HK$1,178/mo
Today · 4.125%
HK$39,598
baseline
▲ 0.50% · 4.625%
HK$42,007
+HK$2,409/mo
Deposit HK$5.45M · loan HK$8.17M · min. income ≈ HK$79,196/mo (50% DSR)
Upfront cash ≈ HK$5.96M (deposit + AVD stamp duty HK$510,652 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,453
−HK$2,239/mo
▼ 0.25% · 3.875%
HK$42,565
−HK$1,127/mo
Today · 4.125%
HK$43,692
baseline
▲ 0.50% · 4.625%
HK$45,996
+HK$2,304/mo
Deposit HK$5.45M · loan HK$8.17M · min. income ≈ HK$87,384/mo (50% DSR)
Upfront cash ≈ HK$5.96M (deposit + AVD stamp duty HK$510,652 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,472
−HK$2,726/mo
▼ 0.25% · 3.875%
HK$44,824
−HK$1,374/mo
Today · 4.125%
HK$46,198
baseline
▲ 0.50% · 4.625%
HK$49,009
+HK$2,811/mo
Deposit HK$4.09M · loan HK$9.53M · min. income ≈ HK$92,396/mo (50% DSR)
Upfront cash ≈ HK$4.60M (deposit + AVD stamp duty HK$510,652 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,362
−HK$2,612/mo
▼ 0.25% · 3.875%
HK$49,659
−HK$1,315/mo
Today · 4.125%
HK$50,974
baseline
▲ 0.50% · 4.625%
HK$53,661
+HK$2,687/mo
Deposit HK$4.09M · loan HK$9.53M · min. income ≈ HK$101,948/mo (50% DSR)
Upfront cash ≈ HK$4.60M (deposit + AVD stamp duty HK$510,652 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,892
−HK$3,505/mo
▼ 0.25% · 3.875%
HK$57,631
−HK$1,766/mo
Today · 4.125%
HK$59,397
baseline
▲ 0.50% · 4.625%
HK$63,011
+HK$3,614/mo
Deposit HK$1.36M · loan HK$12.26M · min. income ≈ HK$118,794/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$510,652 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,179
−HK$3,360/mo
▼ 0.25% · 3.875%
HK$63,847
−HK$1,692/mo
Today · 4.125%
HK$65,539
baseline
▲ 0.50% · 4.625%
HK$68,993
+HK$3,454/mo
Deposit HK$1.36M · loan HK$12.26M · min. income ≈ HK$131,078/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$510,652 · Scale 2, in force from 26 Feb 2026)