LTV · monthly repayment
▼ 0.50% · 3.625%
HK$310,519
−HK$19,472/mo
▼ 0.25% · 3.875%
HK$320,178
−HK$9,813/mo
Today · 4.125%
HK$329,991
baseline
▲ 0.50% · 4.625%
HK$350,071
+HK$20,080/mo
Deposit HK$68.09M · loan HK$68.09M · min. income ≈ HK$659,982/mo (50% DSR)
Upfront cash ≈ HK$76.94M (deposit + AVD stamp duty HK$8,851,522 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$345,449
−HK$18,664/mo
▼ 0.25% · 3.875%
HK$354,714
−HK$9,399/mo
Today · 4.125%
HK$364,113
baseline
▲ 0.50% · 4.625%
HK$383,306
+HK$19,193/mo
Deposit HK$68.09M · loan HK$68.09M · min. income ≈ HK$728,226/mo (50% DSR)
Upfront cash ≈ HK$76.94M (deposit + AVD stamp duty HK$8,851,522 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$372,623
−HK$23,367/mo
▼ 0.25% · 3.875%
HK$384,214
−HK$11,776/mo
Today · 4.125%
HK$395,990
baseline
▲ 0.50% · 4.625%
HK$420,085
+HK$24,095/mo
Deposit HK$54.47M · loan HK$81.71M · min. income ≈ HK$791,980/mo (50% DSR)
Upfront cash ≈ HK$63.32M (deposit + AVD stamp duty HK$8,851,522 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$414,539
−HK$22,396/mo
▼ 0.25% · 3.875%
HK$425,657
−HK$11,278/mo
Today · 4.125%
HK$436,935
baseline
▲ 0.50% · 4.625%
HK$459,967
+HK$23,032/mo
Deposit HK$54.47M · loan HK$81.71M · min. income ≈ HK$873,870/mo (50% DSR)
Upfront cash ≈ HK$63.32M (deposit + AVD stamp duty HK$8,851,522 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$434,727
−HK$27,261/mo
▼ 0.25% · 3.875%
HK$448,249
−HK$13,739/mo
Today · 4.125%
HK$461,988
baseline
▲ 0.50% · 4.625%
HK$490,099
+HK$28,111/mo
Deposit HK$40.85M · loan HK$95.32M · min. income ≈ HK$923,976/mo (50% DSR)
Upfront cash ≈ HK$49.70M (deposit + AVD stamp duty HK$8,851,522 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$483,629
−HK$26,129/mo
▼ 0.25% · 3.875%
HK$496,600
−HK$13,158/mo
Today · 4.125%
HK$509,758
baseline
▲ 0.50% · 4.625%
HK$536,628
+HK$26,870/mo
Deposit HK$40.85M · loan HK$95.32M · min. income ≈ HK$1,019,516/mo (50% DSR)
Upfront cash ≈ HK$49.70M (deposit + AVD stamp duty HK$8,851,522 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$558,934
−HK$35,050/mo
▼ 0.25% · 3.875%
HK$576,320
−HK$17,664/mo
Today · 4.125%
HK$593,984
baseline
▲ 0.50% · 4.625%
HK$630,127
+HK$36,143/mo
Deposit HK$13.62M · loan HK$122.56M · min. income ≈ HK$1,187,968/mo (50% DSR)
Upfront cash ≈ HK$22.47M (deposit + AVD stamp duty HK$8,851,522 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$621,809
−HK$33,594/mo
▼ 0.25% · 3.875%
HK$638,485
−HK$16,918/mo
Today · 4.125%
HK$655,403
baseline
▲ 0.50% · 4.625%
HK$689,950
+HK$34,547/mo
Deposit HK$13.62M · loan HK$122.56M · min. income ≈ HK$1,310,806/mo (50% DSR)
Upfront cash ≈ HK$22.47M (deposit + AVD stamp duty HK$8,851,522 · Scale 2, in force from 26 Feb 2026)