LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,052
−HK$1,948/mo
▼ 0.25% · 3.875%
HK$32,018
−HK$982/mo
Today · 4.125%
HK$33,000
baseline
▲ 0.50% · 4.625%
HK$35,008
+HK$2,008/mo
Deposit HK$6.81M · loan HK$6.81M · min. income ≈ HK$66,000/mo (50% DSR)
Upfront cash ≈ HK$7.32M (deposit + AVD stamp duty HK$510,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,545
−HK$1,867/mo
▼ 0.25% · 3.875%
HK$35,472
−HK$940/mo
Today · 4.125%
HK$36,412
baseline
▲ 0.50% · 4.625%
HK$38,331
+HK$1,919/mo
Deposit HK$6.81M · loan HK$6.81M · min. income ≈ HK$72,824/mo (50% DSR)
Upfront cash ≈ HK$7.32M (deposit + AVD stamp duty HK$510,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,263
−HK$2,337/mo
▼ 0.25% · 3.875%
HK$38,422
−HK$1,178/mo
Today · 4.125%
HK$39,600
baseline
▲ 0.50% · 4.625%
HK$42,009
+HK$2,409/mo
Deposit HK$5.45M · loan HK$8.17M · min. income ≈ HK$79,200/mo (50% DSR)
Upfront cash ≈ HK$5.96M (deposit + AVD stamp duty HK$510,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,455
−HK$2,239/mo
▼ 0.25% · 3.875%
HK$42,566
−HK$1,128/mo
Today · 4.125%
HK$43,694
baseline
▲ 0.50% · 4.625%
HK$45,997
+HK$2,303/mo
Deposit HK$5.45M · loan HK$8.17M · min. income ≈ HK$87,388/mo (50% DSR)
Upfront cash ≈ HK$5.96M (deposit + AVD stamp duty HK$510,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,473
−HK$2,727/mo
▼ 0.25% · 3.875%
HK$44,826
−HK$1,374/mo
Today · 4.125%
HK$46,200
baseline
▲ 0.50% · 4.625%
HK$49,011
+HK$2,811/mo
Deposit HK$4.09M · loan HK$9.53M · min. income ≈ HK$92,400/mo (50% DSR)
Upfront cash ≈ HK$4.60M (deposit + AVD stamp duty HK$510,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,364
−HK$2,613/mo
▼ 0.25% · 3.875%
HK$49,661
−HK$1,316/mo
Today · 4.125%
HK$50,977
baseline
▲ 0.50% · 4.625%
HK$53,664
+HK$2,687/mo
Deposit HK$4.09M · loan HK$9.53M · min. income ≈ HK$101,954/mo (50% DSR)
Upfront cash ≈ HK$4.60M (deposit + AVD stamp duty HK$510,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,894
−HK$3,505/mo
▼ 0.25% · 3.875%
HK$57,633
−HK$1,766/mo
Today · 4.125%
HK$59,399
baseline
▲ 0.50% · 4.625%
HK$63,014
+HK$3,615/mo
Deposit HK$1.36M · loan HK$12.26M · min. income ≈ HK$118,798/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$510,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,182
−HK$3,359/mo
▼ 0.25% · 3.875%
HK$63,850
−HK$1,691/mo
Today · 4.125%
HK$65,541
baseline
▲ 0.50% · 4.625%
HK$68,996
+HK$3,455/mo
Deposit HK$1.36M · loan HK$12.26M · min. income ≈ HK$131,082/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$510,674 · Scale 2, in force from 26 Feb 2026)