LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,054
−HK$1,947/mo
▼ 0.25% · 3.875%
HK$32,020
−HK$981/mo
Today · 4.125%
HK$33,001
baseline
▲ 0.50% · 4.625%
HK$35,009
+HK$2,008/mo
Deposit HK$6.81M · loan HK$6.81M · min. income ≈ HK$66,002/mo (50% DSR)
Upfront cash ≈ HK$7.32M (deposit + AVD stamp duty HK$510,699 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,547
−HK$1,867/mo
▼ 0.25% · 3.875%
HK$35,474
−HK$940/mo
Today · 4.125%
HK$36,414
baseline
▲ 0.50% · 4.625%
HK$38,333
+HK$1,919/mo
Deposit HK$6.81M · loan HK$6.81M · min. income ≈ HK$72,828/mo (50% DSR)
Upfront cash ≈ HK$7.32M (deposit + AVD stamp duty HK$510,699 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,265
−HK$2,337/mo
▼ 0.25% · 3.875%
HK$38,424
−HK$1,178/mo
Today · 4.125%
HK$39,602
baseline
▲ 0.50% · 4.625%
HK$42,011
+HK$2,409/mo
Deposit HK$5.45M · loan HK$8.17M · min. income ≈ HK$79,204/mo (50% DSR)
Upfront cash ≈ HK$5.96M (deposit + AVD stamp duty HK$510,699 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,457
−HK$2,239/mo
▼ 0.25% · 3.875%
HK$42,569
−HK$1,127/mo
Today · 4.125%
HK$43,696
baseline
▲ 0.50% · 4.625%
HK$46,000
+HK$2,304/mo
Deposit HK$5.45M · loan HK$8.17M · min. income ≈ HK$87,392/mo (50% DSR)
Upfront cash ≈ HK$5.96M (deposit + AVD stamp duty HK$510,699 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,476
−HK$2,726/mo
▼ 0.25% · 3.875%
HK$44,828
−HK$1,374/mo
Today · 4.125%
HK$46,202
baseline
▲ 0.50% · 4.625%
HK$49,013
+HK$2,811/mo
Deposit HK$4.09M · loan HK$9.53M · min. income ≈ HK$92,404/mo (50% DSR)
Upfront cash ≈ HK$4.60M (deposit + AVD stamp duty HK$510,699 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,366
−HK$2,613/mo
▼ 0.25% · 3.875%
HK$49,663
−HK$1,316/mo
Today · 4.125%
HK$50,979
baseline
▲ 0.50% · 4.625%
HK$53,666
+HK$2,687/mo
Deposit HK$4.09M · loan HK$9.53M · min. income ≈ HK$101,958/mo (50% DSR)
Upfront cash ≈ HK$4.60M (deposit + AVD stamp duty HK$510,699 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,897
−HK$3,505/mo
▼ 0.25% · 3.875%
HK$57,636
−HK$1,766/mo
Today · 4.125%
HK$59,402
baseline
▲ 0.50% · 4.625%
HK$63,017
+HK$3,615/mo
Deposit HK$1.36M · loan HK$12.26M · min. income ≈ HK$118,804/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$510,699 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,185
−HK$3,360/mo
▼ 0.25% · 3.875%
HK$63,853
−HK$1,692/mo
Today · 4.125%
HK$65,545
baseline
▲ 0.50% · 4.625%
HK$69,000
+HK$3,455/mo
Deposit HK$1.36M · loan HK$12.26M · min. income ≈ HK$131,090/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$510,699 · Scale 2, in force from 26 Feb 2026)