LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,054
−HK$1,948/mo
▼ 0.25% · 3.875%
HK$32,020
−HK$982/mo
Today · 4.125%
HK$33,002
baseline
▲ 0.50% · 4.625%
HK$35,010
+HK$2,008/mo
Deposit HK$6.81M · loan HK$6.81M · min. income ≈ HK$66,004/mo (50% DSR)
Upfront cash ≈ HK$7.32M (deposit + AVD stamp duty HK$510,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,548
−HK$1,866/mo
▼ 0.25% · 3.875%
HK$35,474
−HK$940/mo
Today · 4.125%
HK$36,414
baseline
▲ 0.50% · 4.625%
HK$38,334
+HK$1,920/mo
Deposit HK$6.81M · loan HK$6.81M · min. income ≈ HK$72,828/mo (50% DSR)
Upfront cash ≈ HK$7.32M (deposit + AVD stamp duty HK$510,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,265
−HK$2,337/mo
▼ 0.25% · 3.875%
HK$38,425
−HK$1,177/mo
Today · 4.125%
HK$39,602
baseline
▲ 0.50% · 4.625%
HK$42,012
+HK$2,410/mo
Deposit HK$5.45M · loan HK$8.17M · min. income ≈ HK$79,204/mo (50% DSR)
Upfront cash ≈ HK$5.96M (deposit + AVD stamp duty HK$510,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,457
−HK$2,240/mo
▼ 0.25% · 3.875%
HK$42,569
−HK$1,128/mo
Today · 4.125%
HK$43,697
baseline
▲ 0.50% · 4.625%
HK$46,001
+HK$2,304/mo
Deposit HK$5.45M · loan HK$8.17M · min. income ≈ HK$87,394/mo (50% DSR)
Upfront cash ≈ HK$5.96M (deposit + AVD stamp duty HK$510,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,476
−HK$2,727/mo
▼ 0.25% · 3.875%
HK$44,829
−HK$1,374/mo
Today · 4.125%
HK$46,203
baseline
▲ 0.50% · 4.625%
HK$49,014
+HK$2,811/mo
Deposit HK$4.09M · loan HK$9.53M · min. income ≈ HK$92,406/mo (50% DSR)
Upfront cash ≈ HK$4.60M (deposit + AVD stamp duty HK$510,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,367
−HK$2,613/mo
▼ 0.25% · 3.875%
HK$49,664
−HK$1,316/mo
Today · 4.125%
HK$50,980
baseline
▲ 0.50% · 4.625%
HK$53,667
+HK$2,687/mo
Deposit HK$4.09M · loan HK$9.53M · min. income ≈ HK$101,960/mo (50% DSR)
Upfront cash ≈ HK$4.60M (deposit + AVD stamp duty HK$510,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,898
−HK$3,505/mo
▼ 0.25% · 3.875%
HK$57,637
−HK$1,766/mo
Today · 4.125%
HK$59,403
baseline
▲ 0.50% · 4.625%
HK$63,018
+HK$3,615/mo
Deposit HK$1.36M · loan HK$12.26M · min. income ≈ HK$118,806/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$510,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,186
−HK$3,360/mo
▼ 0.25% · 3.875%
HK$63,854
−HK$1,692/mo
Today · 4.125%
HK$65,546
baseline
▲ 0.50% · 4.625%
HK$69,001
+HK$3,455/mo
Deposit HK$1.36M · loan HK$12.26M · min. income ≈ HK$131,092/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$510,708 · Scale 2, in force from 26 Feb 2026)