LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,055
−HK$1,947/mo
▼ 0.25% · 3.875%
HK$32,021
−HK$981/mo
Today · 4.125%
HK$33,002
baseline
▲ 0.50% · 4.625%
HK$35,010
+HK$2,008/mo
Deposit HK$6.81M · loan HK$6.81M · min. income ≈ HK$66,004/mo (50% DSR)
Upfront cash ≈ HK$7.32M (deposit + AVD stamp duty HK$510,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,548
−HK$1,867/mo
▼ 0.25% · 3.875%
HK$35,475
−HK$940/mo
Today · 4.125%
HK$36,415
baseline
▲ 0.50% · 4.625%
HK$38,334
+HK$1,919/mo
Deposit HK$6.81M · loan HK$6.81M · min. income ≈ HK$72,830/mo (50% DSR)
Upfront cash ≈ HK$7.32M (deposit + AVD stamp duty HK$510,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,266
−HK$2,337/mo
▼ 0.25% · 3.875%
HK$38,425
−HK$1,178/mo
Today · 4.125%
HK$39,603
baseline
▲ 0.50% · 4.625%
HK$42,012
+HK$2,409/mo
Deposit HK$5.45M · loan HK$8.17M · min. income ≈ HK$79,206/mo (50% DSR)
Upfront cash ≈ HK$5.96M (deposit + AVD stamp duty HK$510,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,458
−HK$2,240/mo
▼ 0.25% · 3.875%
HK$42,570
−HK$1,128/mo
Today · 4.125%
HK$43,698
baseline
▲ 0.50% · 4.625%
HK$46,001
+HK$2,303/mo
Deposit HK$5.45M · loan HK$8.17M · min. income ≈ HK$87,396/mo (50% DSR)
Upfront cash ≈ HK$5.96M (deposit + AVD stamp duty HK$510,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,477
−HK$2,726/mo
▼ 0.25% · 3.875%
HK$44,829
−HK$1,374/mo
Today · 4.125%
HK$46,203
baseline
▲ 0.50% · 4.625%
HK$49,014
+HK$2,811/mo
Deposit HK$4.09M · loan HK$9.53M · min. income ≈ HK$92,406/mo (50% DSR)
Upfront cash ≈ HK$4.60M (deposit + AVD stamp duty HK$510,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,367
−HK$2,614/mo
▼ 0.25% · 3.875%
HK$49,665
−HK$1,316/mo
Today · 4.125%
HK$50,981
baseline
▲ 0.50% · 4.625%
HK$53,668
+HK$2,687/mo
Deposit HK$4.09M · loan HK$9.53M · min. income ≈ HK$101,962/mo (50% DSR)
Upfront cash ≈ HK$4.60M (deposit + AVD stamp duty HK$510,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,899
−HK$3,505/mo
▼ 0.25% · 3.875%
HK$57,637
−HK$1,767/mo
Today · 4.125%
HK$59,404
baseline
▲ 0.50% · 4.625%
HK$63,019
+HK$3,615/mo
Deposit HK$1.36M · loan HK$12.26M · min. income ≈ HK$118,808/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$510,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,187
−HK$3,359/mo
▼ 0.25% · 3.875%
HK$63,855
−HK$1,691/mo
Today · 4.125%
HK$65,546
baseline
▲ 0.50% · 4.625%
HK$69,001
+HK$3,455/mo
Deposit HK$1.36M · loan HK$12.26M · min. income ≈ HK$131,092/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$510,713 · Scale 2, in force from 26 Feb 2026)