LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,055
−HK$1,948/mo
▼ 0.25% · 3.875%
HK$32,021
−HK$982/mo
Today · 4.125%
HK$33,003
baseline
▲ 0.50% · 4.625%
HK$35,011
+HK$2,008/mo
Deposit HK$6.81M · loan HK$6.81M · min. income ≈ HK$66,006/mo (50% DSR)
Upfront cash ≈ HK$7.32M (deposit + AVD stamp duty HK$510,723 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,549
−HK$1,866/mo
▼ 0.25% · 3.875%
HK$35,475
−HK$940/mo
Today · 4.125%
HK$36,415
baseline
▲ 0.50% · 4.625%
HK$38,335
+HK$1,920/mo
Deposit HK$6.81M · loan HK$6.81M · min. income ≈ HK$72,830/mo (50% DSR)
Upfront cash ≈ HK$7.32M (deposit + AVD stamp duty HK$510,723 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,267
−HK$2,336/mo
▼ 0.25% · 3.875%
HK$38,426
−HK$1,177/mo
Today · 4.125%
HK$39,603
baseline
▲ 0.50% · 4.625%
HK$42,013
+HK$2,410/mo
Deposit HK$5.45M · loan HK$8.17M · min. income ≈ HK$79,206/mo (50% DSR)
Upfront cash ≈ HK$5.96M (deposit + AVD stamp duty HK$510,723 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,459
−HK$2,240/mo
▼ 0.25% · 3.875%
HK$42,571
−HK$1,128/mo
Today · 4.125%
HK$43,699
baseline
▲ 0.50% · 4.625%
HK$46,002
+HK$2,303/mo
Deposit HK$5.45M · loan HK$8.17M · min. income ≈ HK$87,398/mo (50% DSR)
Upfront cash ≈ HK$5.96M (deposit + AVD stamp duty HK$510,723 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,478
−HK$2,726/mo
▼ 0.25% · 3.875%
HK$44,830
−HK$1,374/mo
Today · 4.125%
HK$46,204
baseline
▲ 0.50% · 4.625%
HK$49,015
+HK$2,811/mo
Deposit HK$4.09M · loan HK$9.53M · min. income ≈ HK$92,408/mo (50% DSR)
Upfront cash ≈ HK$4.60M (deposit + AVD stamp duty HK$510,723 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,368
−HK$2,614/mo
▼ 0.25% · 3.875%
HK$49,666
−HK$1,316/mo
Today · 4.125%
HK$50,982
baseline
▲ 0.50% · 4.625%
HK$53,669
+HK$2,687/mo
Deposit HK$4.09M · loan HK$9.53M · min. income ≈ HK$101,964/mo (50% DSR)
Upfront cash ≈ HK$4.60M (deposit + AVD stamp duty HK$510,723 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,900
−HK$3,505/mo
▼ 0.25% · 3.875%
HK$57,639
−HK$1,766/mo
Today · 4.125%
HK$59,405
baseline
▲ 0.50% · 4.625%
HK$63,020
+HK$3,615/mo
Deposit HK$1.36M · loan HK$12.26M · min. income ≈ HK$118,810/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$510,723 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,188
−HK$3,360/mo
▼ 0.25% · 3.875%
HK$63,856
−HK$1,692/mo
Today · 4.125%
HK$65,548
baseline
▲ 0.50% · 4.625%
HK$69,003
+HK$3,455/mo
Deposit HK$1.36M · loan HK$12.26M · min. income ≈ HK$131,096/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$510,723 · Scale 2, in force from 26 Feb 2026)