LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,056
−HK$1,947/mo
▼ 0.25% · 3.875%
HK$32,022
−HK$981/mo
Today · 4.125%
HK$33,003
baseline
▲ 0.50% · 4.625%
HK$35,012
+HK$2,009/mo
Deposit HK$6.81M · loan HK$6.81M · min. income ≈ HK$66,006/mo (50% DSR)
Upfront cash ≈ HK$7.32M (deposit + AVD stamp duty HK$510,732 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,549
−HK$1,867/mo
▼ 0.25% · 3.875%
HK$35,476
−HK$940/mo
Today · 4.125%
HK$36,416
baseline
▲ 0.50% · 4.625%
HK$38,336
+HK$1,920/mo
Deposit HK$6.81M · loan HK$6.81M · min. income ≈ HK$72,832/mo (50% DSR)
Upfront cash ≈ HK$7.32M (deposit + AVD stamp duty HK$510,732 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,267
−HK$2,337/mo
▼ 0.25% · 3.875%
HK$38,426
−HK$1,178/mo
Today · 4.125%
HK$39,604
baseline
▲ 0.50% · 4.625%
HK$42,014
+HK$2,410/mo
Deposit HK$5.45M · loan HK$8.17M · min. income ≈ HK$79,208/mo (50% DSR)
Upfront cash ≈ HK$5.96M (deposit + AVD stamp duty HK$510,732 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,459
−HK$2,240/mo
▼ 0.25% · 3.875%
HK$42,571
−HK$1,128/mo
Today · 4.125%
HK$43,699
baseline
▲ 0.50% · 4.625%
HK$46,003
+HK$2,304/mo
Deposit HK$5.45M · loan HK$8.17M · min. income ≈ HK$87,398/mo (50% DSR)
Upfront cash ≈ HK$5.96M (deposit + AVD stamp duty HK$510,732 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,478
−HK$2,727/mo
▼ 0.25% · 3.875%
HK$44,831
−HK$1,374/mo
Today · 4.125%
HK$46,205
baseline
▲ 0.50% · 4.625%
HK$49,016
+HK$2,811/mo
Deposit HK$4.09M · loan HK$9.53M · min. income ≈ HK$92,410/mo (50% DSR)
Upfront cash ≈ HK$4.60M (deposit + AVD stamp duty HK$510,732 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,369
−HK$2,613/mo
▼ 0.25% · 3.875%
HK$49,666
−HK$1,316/mo
Today · 4.125%
HK$50,982
baseline
▲ 0.50% · 4.625%
HK$53,670
+HK$2,688/mo
Deposit HK$4.09M · loan HK$9.53M · min. income ≈ HK$101,964/mo (50% DSR)
Upfront cash ≈ HK$4.60M (deposit + AVD stamp duty HK$510,732 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,901
−HK$3,505/mo
▼ 0.25% · 3.875%
HK$57,640
−HK$1,766/mo
Today · 4.125%
HK$59,406
baseline
▲ 0.50% · 4.625%
HK$63,021
+HK$3,615/mo
Deposit HK$1.36M · loan HK$12.26M · min. income ≈ HK$118,812/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$510,732 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,189
−HK$3,360/mo
▼ 0.25% · 3.875%
HK$63,857
−HK$1,692/mo
Today · 4.125%
HK$65,549
baseline
▲ 0.50% · 4.625%
HK$69,004
+HK$3,455/mo
Deposit HK$1.36M · loan HK$12.26M · min. income ≈ HK$131,098/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$510,732 · Scale 2, in force from 26 Feb 2026)