LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,057
−HK$1,947/mo
▼ 0.25% · 3.875%
HK$32,023
−HK$981/mo
Today · 4.125%
HK$33,004
baseline
▲ 0.50% · 4.625%
HK$35,013
+HK$2,009/mo
Deposit HK$6.81M · loan HK$6.81M · min. income ≈ HK$66,008/mo (50% DSR)
Upfront cash ≈ HK$7.32M (deposit + AVD stamp duty HK$510,747 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,550
−HK$1,867/mo
▼ 0.25% · 3.875%
HK$35,477
−HK$940/mo
Today · 4.125%
HK$36,417
baseline
▲ 0.50% · 4.625%
HK$38,337
+HK$1,920/mo
Deposit HK$6.81M · loan HK$6.81M · min. income ≈ HK$72,834/mo (50% DSR)
Upfront cash ≈ HK$7.32M (deposit + AVD stamp duty HK$510,747 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,268
−HK$2,337/mo
▼ 0.25% · 3.875%
HK$38,428
−HK$1,177/mo
Today · 4.125%
HK$39,605
baseline
▲ 0.50% · 4.625%
HK$42,015
+HK$2,410/mo
Deposit HK$5.45M · loan HK$8.17M · min. income ≈ HK$79,210/mo (50% DSR)
Upfront cash ≈ HK$5.96M (deposit + AVD stamp duty HK$510,747 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,461
−HK$2,240/mo
▼ 0.25% · 3.875%
HK$42,573
−HK$1,128/mo
Today · 4.125%
HK$43,701
baseline
▲ 0.50% · 4.625%
HK$46,004
+HK$2,303/mo
Deposit HK$5.45M · loan HK$8.17M · min. income ≈ HK$87,402/mo (50% DSR)
Upfront cash ≈ HK$5.96M (deposit + AVD stamp duty HK$510,747 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,480
−HK$2,726/mo
▼ 0.25% · 3.875%
HK$44,832
−HK$1,374/mo
Today · 4.125%
HK$46,206
baseline
▲ 0.50% · 4.625%
HK$49,018
+HK$2,812/mo
Deposit HK$4.09M · loan HK$9.53M · min. income ≈ HK$92,412/mo (50% DSR)
Upfront cash ≈ HK$4.60M (deposit + AVD stamp duty HK$510,747 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,371
−HK$2,613/mo
▼ 0.25% · 3.875%
HK$49,668
−HK$1,316/mo
Today · 4.125%
HK$50,984
baseline
▲ 0.50% · 4.625%
HK$53,671
+HK$2,687/mo
Deposit HK$4.09M · loan HK$9.53M · min. income ≈ HK$101,968/mo (50% DSR)
Upfront cash ≈ HK$4.60M (deposit + AVD stamp duty HK$510,747 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,902
−HK$3,506/mo
▼ 0.25% · 3.875%
HK$57,641
−HK$1,767/mo
Today · 4.125%
HK$59,408
baseline
▲ 0.50% · 4.625%
HK$63,023
+HK$3,615/mo
Deposit HK$1.36M · loan HK$12.26M · min. income ≈ HK$118,816/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$510,747 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,191
−HK$3,360/mo
▼ 0.25% · 3.875%
HK$63,859
−HK$1,692/mo
Today · 4.125%
HK$65,551
baseline
▲ 0.50% · 4.625%
HK$69,006
+HK$3,455/mo
Deposit HK$1.36M · loan HK$12.26M · min. income ≈ HK$131,102/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$510,747 · Scale 2, in force from 26 Feb 2026)