LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,058
−HK$1,948/mo
▼ 0.25% · 3.875%
HK$32,024
−HK$982/mo
Today · 4.125%
HK$33,006
baseline
▲ 0.50% · 4.625%
HK$35,014
+HK$2,008/mo
Deposit HK$6.81M · loan HK$6.81M · min. income ≈ HK$66,012/mo (50% DSR)
Upfront cash ≈ HK$7.32M (deposit + AVD stamp duty HK$510,768 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,552
−HK$1,867/mo
▼ 0.25% · 3.875%
HK$35,479
−HK$940/mo
Today · 4.125%
HK$36,419
baseline
▲ 0.50% · 4.625%
HK$38,338
+HK$1,919/mo
Deposit HK$6.81M · loan HK$6.81M · min. income ≈ HK$72,838/mo (50% DSR)
Upfront cash ≈ HK$7.32M (deposit + AVD stamp duty HK$510,768 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,270
−HK$2,337/mo
▼ 0.25% · 3.875%
HK$38,429
−HK$1,178/mo
Today · 4.125%
HK$39,607
baseline
▲ 0.50% · 4.625%
HK$42,017
+HK$2,410/mo
Deposit HK$5.45M · loan HK$8.17M · min. income ≈ HK$79,214/mo (50% DSR)
Upfront cash ≈ HK$5.96M (deposit + AVD stamp duty HK$510,768 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,462
−HK$2,240/mo
▼ 0.25% · 3.875%
HK$42,574
−HK$1,128/mo
Today · 4.125%
HK$43,702
baseline
▲ 0.50% · 4.625%
HK$46,006
+HK$2,304/mo
Deposit HK$5.45M · loan HK$8.17M · min. income ≈ HK$87,404/mo (50% DSR)
Upfront cash ≈ HK$5.96M (deposit + AVD stamp duty HK$510,768 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,481
−HK$2,727/mo
▼ 0.25% · 3.875%
HK$44,834
−HK$1,374/mo
Today · 4.125%
HK$46,208
baseline
▲ 0.50% · 4.625%
HK$49,020
+HK$2,812/mo
Deposit HK$4.09M · loan HK$9.53M · min. income ≈ HK$92,416/mo (50% DSR)
Upfront cash ≈ HK$4.60M (deposit + AVD stamp duty HK$510,768 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,373
−HK$2,613/mo
▼ 0.25% · 3.875%
HK$49,670
−HK$1,316/mo
Today · 4.125%
HK$50,986
baseline
▲ 0.50% · 4.625%
HK$53,674
+HK$2,688/mo
Deposit HK$4.09M · loan HK$9.53M · min. income ≈ HK$101,972/mo (50% DSR)
Upfront cash ≈ HK$4.60M (deposit + AVD stamp duty HK$510,768 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,905
−HK$3,505/mo
▼ 0.25% · 3.875%
HK$57,644
−HK$1,766/mo
Today · 4.125%
HK$59,410
baseline
▲ 0.50% · 4.625%
HK$63,025
+HK$3,615/mo
Deposit HK$1.36M · loan HK$12.26M · min. income ≈ HK$118,820/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$510,768 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,193
−HK$3,361/mo
▼ 0.25% · 3.875%
HK$63,861
−HK$1,693/mo
Today · 4.125%
HK$65,554
baseline
▲ 0.50% · 4.625%
HK$69,009
+HK$3,455/mo
Deposit HK$1.36M · loan HK$12.26M · min. income ≈ HK$131,108/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$510,768 · Scale 2, in force from 26 Feb 2026)