LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,063
−HK$1,947/mo
▼ 0.25% · 3.875%
HK$32,029
−HK$981/mo
Today · 4.125%
HK$33,010
baseline
▲ 0.50% · 4.625%
HK$35,019
+HK$2,009/mo
Deposit HK$6.81M · loan HK$6.81M · min. income ≈ HK$66,020/mo (50% DSR)
Upfront cash ≈ HK$7.32M (deposit + AVD stamp duty HK$510,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,557
−HK$1,867/mo
▼ 0.25% · 3.875%
HK$35,484
−HK$940/mo
Today · 4.125%
HK$36,424
baseline
▲ 0.50% · 4.625%
HK$38,344
+HK$1,920/mo
Deposit HK$6.81M · loan HK$6.81M · min. income ≈ HK$72,848/mo (50% DSR)
Upfront cash ≈ HK$7.32M (deposit + AVD stamp duty HK$510,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,275
−HK$2,338/mo
▼ 0.25% · 3.875%
HK$38,435
−HK$1,178/mo
Today · 4.125%
HK$39,613
baseline
▲ 0.50% · 4.625%
HK$42,023
+HK$2,410/mo
Deposit HK$5.45M · loan HK$8.17M · min. income ≈ HK$79,226/mo (50% DSR)
Upfront cash ≈ HK$5.96M (deposit + AVD stamp duty HK$510,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,468
−HK$2,241/mo
▼ 0.25% · 3.875%
HK$42,580
−HK$1,129/mo
Today · 4.125%
HK$43,709
baseline
▲ 0.50% · 4.625%
HK$46,013
+HK$2,304/mo
Deposit HK$5.45M · loan HK$8.17M · min. income ≈ HK$87,418/mo (50% DSR)
Upfront cash ≈ HK$5.96M (deposit + AVD stamp duty HK$510,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,488
−HK$2,727/mo
▼ 0.25% · 3.875%
HK$44,840
−HK$1,375/mo
Today · 4.125%
HK$46,215
baseline
▲ 0.50% · 4.625%
HK$49,027
+HK$2,812/mo
Deposit HK$4.09M · loan HK$9.54M · min. income ≈ HK$92,430/mo (50% DSR)
Upfront cash ≈ HK$4.60M (deposit + AVD stamp duty HK$510,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,380
−HK$2,613/mo
▼ 0.25% · 3.875%
HK$49,677
−HK$1,316/mo
Today · 4.125%
HK$50,993
baseline
▲ 0.50% · 4.625%
HK$53,681
+HK$2,688/mo
Deposit HK$4.09M · loan HK$9.54M · min. income ≈ HK$101,986/mo (50% DSR)
Upfront cash ≈ HK$4.60M (deposit + AVD stamp duty HK$510,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,913
−HK$3,506/mo
▼ 0.25% · 3.875%
HK$57,652
−HK$1,767/mo
Today · 4.125%
HK$59,419
baseline
▲ 0.50% · 4.625%
HK$63,034
+HK$3,615/mo
Deposit HK$1.36M · loan HK$12.26M · min. income ≈ HK$118,838/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$510,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,202
−HK$3,361/mo
▼ 0.25% · 3.875%
HK$63,870
−HK$1,693/mo
Today · 4.125%
HK$65,563
baseline
▲ 0.50% · 4.625%
HK$69,019
+HK$3,456/mo
Deposit HK$1.36M · loan HK$12.26M · min. income ≈ HK$131,126/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$510,841 · Scale 2, in force from 26 Feb 2026)