LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,063
−HK$1,948/mo
▼ 0.25% · 3.875%
HK$32,029
−HK$982/mo
Today · 4.125%
HK$33,011
baseline
▲ 0.50% · 4.625%
HK$35,020
+HK$2,009/mo
Deposit HK$6.81M · loan HK$6.81M · min. income ≈ HK$66,022/mo (50% DSR)
Upfront cash ≈ HK$7.32M (deposit + AVD stamp duty HK$510,849 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,557
−HK$1,867/mo
▼ 0.25% · 3.875%
HK$35,484
−HK$940/mo
Today · 4.125%
HK$36,424
baseline
▲ 0.50% · 4.625%
HK$38,344
+HK$1,920/mo
Deposit HK$6.81M · loan HK$6.81M · min. income ≈ HK$72,848/mo (50% DSR)
Upfront cash ≈ HK$7.32M (deposit + AVD stamp duty HK$510,849 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,276
−HK$2,337/mo
▼ 0.25% · 3.875%
HK$38,435
−HK$1,178/mo
Today · 4.125%
HK$39,613
baseline
▲ 0.50% · 4.625%
HK$42,024
+HK$2,411/mo
Deposit HK$5.45M · loan HK$8.17M · min. income ≈ HK$79,226/mo (50% DSR)
Upfront cash ≈ HK$5.96M (deposit + AVD stamp duty HK$510,849 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,469
−HK$2,240/mo
▼ 0.25% · 3.875%
HK$42,581
−HK$1,128/mo
Today · 4.125%
HK$43,709
baseline
▲ 0.50% · 4.625%
HK$46,013
+HK$2,304/mo
Deposit HK$5.45M · loan HK$8.17M · min. income ≈ HK$87,418/mo (50% DSR)
Upfront cash ≈ HK$5.96M (deposit + AVD stamp duty HK$510,849 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,488
−HK$2,727/mo
▼ 0.25% · 3.875%
HK$44,841
−HK$1,374/mo
Today · 4.125%
HK$46,215
baseline
▲ 0.50% · 4.625%
HK$49,028
+HK$2,813/mo
Deposit HK$4.09M · loan HK$9.54M · min. income ≈ HK$92,430/mo (50% DSR)
Upfront cash ≈ HK$4.60M (deposit + AVD stamp duty HK$510,849 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,380
−HK$2,614/mo
▼ 0.25% · 3.875%
HK$49,678
−HK$1,316/mo
Today · 4.125%
HK$50,994
baseline
▲ 0.50% · 4.625%
HK$53,682
+HK$2,688/mo
Deposit HK$4.09M · loan HK$9.54M · min. income ≈ HK$101,988/mo (50% DSR)
Upfront cash ≈ HK$4.60M (deposit + AVD stamp duty HK$510,849 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,914
−HK$3,506/mo
▼ 0.25% · 3.875%
HK$57,653
−HK$1,767/mo
Today · 4.125%
HK$59,420
baseline
▲ 0.50% · 4.625%
HK$63,035
+HK$3,615/mo
Deposit HK$1.36M · loan HK$12.26M · min. income ≈ HK$118,840/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$510,849 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,203
−HK$3,361/mo
▼ 0.25% · 3.875%
HK$63,872
−HK$1,692/mo
Today · 4.125%
HK$65,564
baseline
▲ 0.50% · 4.625%
HK$69,020
+HK$3,456/mo
Deposit HK$1.36M · loan HK$12.26M · min. income ≈ HK$131,128/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$510,849 · Scale 2, in force from 26 Feb 2026)