LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,064
−HK$1,949/mo
▼ 0.25% · 3.875%
HK$32,031
−HK$982/mo
Today · 4.125%
HK$33,013
baseline
▲ 0.50% · 4.625%
HK$35,021
+HK$2,008/mo
Deposit HK$6.81M · loan HK$6.81M · min. income ≈ HK$66,026/mo (50% DSR)
Upfront cash ≈ HK$7.32M (deposit + AVD stamp duty HK$510,872 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,559
−HK$1,867/mo
▼ 0.25% · 3.875%
HK$35,486
−HK$940/mo
Today · 4.125%
HK$36,426
baseline
▲ 0.50% · 4.625%
HK$38,346
+HK$1,920/mo
Deposit HK$6.81M · loan HK$6.81M · min. income ≈ HK$72,852/mo (50% DSR)
Upfront cash ≈ HK$7.32M (deposit + AVD stamp duty HK$510,872 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,277
−HK$2,338/mo
▼ 0.25% · 3.875%
HK$38,437
−HK$1,178/mo
Today · 4.125%
HK$39,615
baseline
▲ 0.50% · 4.625%
HK$42,025
+HK$2,410/mo
Deposit HK$5.45M · loan HK$8.17M · min. income ≈ HK$79,230/mo (50% DSR)
Upfront cash ≈ HK$5.96M (deposit + AVD stamp duty HK$510,872 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,471
−HK$2,240/mo
▼ 0.25% · 3.875%
HK$42,583
−HK$1,128/mo
Today · 4.125%
HK$43,711
baseline
▲ 0.50% · 4.625%
HK$46,015
+HK$2,304/mo
Deposit HK$5.45M · loan HK$8.17M · min. income ≈ HK$87,422/mo (50% DSR)
Upfront cash ≈ HK$5.96M (deposit + AVD stamp duty HK$510,872 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,490
−HK$2,728/mo
▼ 0.25% · 3.875%
HK$44,843
−HK$1,375/mo
Today · 4.125%
HK$46,218
baseline
▲ 0.50% · 4.625%
HK$49,030
+HK$2,812/mo
Deposit HK$4.09M · loan HK$9.54M · min. income ≈ HK$92,436/mo (50% DSR)
Upfront cash ≈ HK$4.60M (deposit + AVD stamp duty HK$510,872 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,383
−HK$2,613/mo
▼ 0.25% · 3.875%
HK$49,680
−HK$1,316/mo
Today · 4.125%
HK$50,996
baseline
▲ 0.50% · 4.625%
HK$53,685
+HK$2,689/mo
Deposit HK$4.09M · loan HK$9.54M · min. income ≈ HK$101,992/mo (50% DSR)
Upfront cash ≈ HK$4.60M (deposit + AVD stamp duty HK$510,872 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,916
−HK$3,507/mo
▼ 0.25% · 3.875%
HK$57,655
−HK$1,768/mo
Today · 4.125%
HK$59,423
baseline
▲ 0.50% · 4.625%
HK$63,038
+HK$3,615/mo
Deposit HK$1.36M · loan HK$12.26M · min. income ≈ HK$118,846/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$510,872 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,206
−HK$3,361/mo
▼ 0.25% · 3.875%
HK$63,874
−HK$1,693/mo
Today · 4.125%
HK$65,567
baseline
▲ 0.50% · 4.625%
HK$69,023
+HK$3,456/mo
Deposit HK$1.36M · loan HK$12.26M · min. income ≈ HK$131,134/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$510,872 · Scale 2, in force from 26 Feb 2026)