LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,066
−HK$1,949/mo
▼ 0.25% · 3.875%
HK$32,033
−HK$982/mo
Today · 4.125%
HK$33,015
baseline
▲ 0.50% · 4.625%
HK$35,023
+HK$2,008/mo
Deposit HK$6.81M · loan HK$6.81M · min. income ≈ HK$66,030/mo (50% DSR)
Upfront cash ≈ HK$7.32M (deposit + AVD stamp duty HK$510,904 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,561
−HK$1,867/mo
▼ 0.25% · 3.875%
HK$35,488
−HK$940/mo
Today · 4.125%
HK$36,428
baseline
▲ 0.50% · 4.625%
HK$38,349
+HK$1,921/mo
Deposit HK$6.81M · loan HK$6.81M · min. income ≈ HK$72,856/mo (50% DSR)
Upfront cash ≈ HK$7.32M (deposit + AVD stamp duty HK$510,904 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,280
−HK$2,337/mo
▼ 0.25% · 3.875%
HK$38,439
−HK$1,178/mo
Today · 4.125%
HK$39,617
baseline
▲ 0.50% · 4.625%
HK$42,028
+HK$2,411/mo
Deposit HK$5.45M · loan HK$8.17M · min. income ≈ HK$79,234/mo (50% DSR)
Upfront cash ≈ HK$5.96M (deposit + AVD stamp duty HK$510,904 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,473
−HK$2,241/mo
▼ 0.25% · 3.875%
HK$42,586
−HK$1,128/mo
Today · 4.125%
HK$43,714
baseline
▲ 0.50% · 4.625%
HK$46,018
+HK$2,304/mo
Deposit HK$5.45M · loan HK$8.17M · min. income ≈ HK$87,428/mo (50% DSR)
Upfront cash ≈ HK$5.96M (deposit + AVD stamp duty HK$510,904 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,493
−HK$2,727/mo
▼ 0.25% · 3.875%
HK$44,846
−HK$1,374/mo
Today · 4.125%
HK$46,220
baseline
▲ 0.50% · 4.625%
HK$49,033
+HK$2,813/mo
Deposit HK$4.09M · loan HK$9.54M · min. income ≈ HK$92,440/mo (50% DSR)
Upfront cash ≈ HK$4.60M (deposit + AVD stamp duty HK$510,904 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,386
−HK$2,614/mo
▼ 0.25% · 3.875%
HK$49,683
−HK$1,317/mo
Today · 4.125%
HK$51,000
baseline
▲ 0.50% · 4.625%
HK$53,688
+HK$2,688/mo
Deposit HK$4.09M · loan HK$9.54M · min. income ≈ HK$102,000/mo (50% DSR)
Upfront cash ≈ HK$4.60M (deposit + AVD stamp duty HK$510,904 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,920
−HK$3,506/mo
▼ 0.25% · 3.875%
HK$57,659
−HK$1,767/mo
Today · 4.125%
HK$59,426
baseline
▲ 0.50% · 4.625%
HK$63,042
+HK$3,616/mo
Deposit HK$1.36M · loan HK$12.26M · min. income ≈ HK$118,852/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$510,904 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,210
−HK$3,361/mo
▼ 0.25% · 3.875%
HK$63,878
−HK$1,693/mo
Today · 4.125%
HK$65,571
baseline
▲ 0.50% · 4.625%
HK$69,027
+HK$3,456/mo
Deposit HK$1.36M · loan HK$12.26M · min. income ≈ HK$131,142/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$510,904 · Scale 2, in force from 26 Feb 2026)