LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,068
−HK$1,948/mo
▼ 0.25% · 3.875%
HK$32,034
−HK$982/mo
Today · 4.125%
HK$33,016
baseline
▲ 0.50% · 4.625%
HK$35,025
+HK$2,009/mo
Deposit HK$6.81M · loan HK$6.81M · min. income ≈ HK$66,032/mo (50% DSR)
Upfront cash ≈ HK$7.32M (deposit + AVD stamp duty HK$510,922 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,562
−HK$1,868/mo
▼ 0.25% · 3.875%
HK$35,489
−HK$941/mo
Today · 4.125%
HK$36,430
baseline
▲ 0.50% · 4.625%
HK$38,350
+HK$1,920/mo
Deposit HK$6.81M · loan HK$6.81M · min. income ≈ HK$72,860/mo (50% DSR)
Upfront cash ≈ HK$7.32M (deposit + AVD stamp duty HK$510,922 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,281
−HK$2,338/mo
▼ 0.25% · 3.875%
HK$38,441
−HK$1,178/mo
Today · 4.125%
HK$39,619
baseline
▲ 0.50% · 4.625%
HK$42,030
+HK$2,411/mo
Deposit HK$5.45M · loan HK$8.17M · min. income ≈ HK$79,238/mo (50% DSR)
Upfront cash ≈ HK$5.96M (deposit + AVD stamp duty HK$510,922 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,475
−HK$2,240/mo
▼ 0.25% · 3.875%
HK$42,587
−HK$1,128/mo
Today · 4.125%
HK$43,715
baseline
▲ 0.50% · 4.625%
HK$46,020
+HK$2,305/mo
Deposit HK$5.45M · loan HK$8.17M · min. income ≈ HK$87,430/mo (50% DSR)
Upfront cash ≈ HK$5.96M (deposit + AVD stamp duty HK$510,922 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,495
−HK$2,727/mo
▼ 0.25% · 3.875%
HK$44,847
−HK$1,375/mo
Today · 4.125%
HK$46,222
baseline
▲ 0.50% · 4.625%
HK$49,034
+HK$2,812/mo
Deposit HK$4.09M · loan HK$9.54M · min. income ≈ HK$92,444/mo (50% DSR)
Upfront cash ≈ HK$4.60M (deposit + AVD stamp duty HK$510,922 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,387
−HK$2,614/mo
▼ 0.25% · 3.875%
HK$49,685
−HK$1,316/mo
Today · 4.125%
HK$51,001
baseline
▲ 0.50% · 4.625%
HK$53,690
+HK$2,689/mo
Deposit HK$4.09M · loan HK$9.54M · min. income ≈ HK$102,002/mo (50% DSR)
Upfront cash ≈ HK$4.60M (deposit + AVD stamp duty HK$510,922 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,922
−HK$3,506/mo
▼ 0.25% · 3.875%
HK$57,661
−HK$1,767/mo
Today · 4.125%
HK$59,428
baseline
▲ 0.50% · 4.625%
HK$63,044
+HK$3,616/mo
Deposit HK$1.36M · loan HK$12.26M · min. income ≈ HK$118,856/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$510,922 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,212
−HK$3,361/mo
▼ 0.25% · 3.875%
HK$63,881
−HK$1,692/mo
Today · 4.125%
HK$65,573
baseline
▲ 0.50% · 4.625%
HK$69,030
+HK$3,457/mo
Deposit HK$1.36M · loan HK$12.26M · min. income ≈ HK$131,146/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$510,922 · Scale 2, in force from 26 Feb 2026)