LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,068
−HK$1,948/mo
▼ 0.25% · 3.875%
HK$32,035
−HK$981/mo
Today · 4.125%
HK$33,016
baseline
▲ 0.50% · 4.625%
HK$35,025
+HK$2,009/mo
Deposit HK$6.81M · loan HK$6.81M · min. income ≈ HK$66,032/mo (50% DSR)
Upfront cash ≈ HK$7.32M (deposit + AVD stamp duty HK$510,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,563
−HK$1,867/mo
▼ 0.25% · 3.875%
HK$35,490
−HK$940/mo
Today · 4.125%
HK$36,430
baseline
▲ 0.50% · 4.625%
HK$38,351
+HK$1,921/mo
Deposit HK$6.81M · loan HK$6.81M · min. income ≈ HK$72,860/mo (50% DSR)
Upfront cash ≈ HK$7.32M (deposit + AVD stamp duty HK$510,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,282
−HK$2,338/mo
▼ 0.25% · 3.875%
HK$38,442
−HK$1,178/mo
Today · 4.125%
HK$39,620
baseline
▲ 0.50% · 4.625%
HK$42,030
+HK$2,410/mo
Deposit HK$5.45M · loan HK$8.17M · min. income ≈ HK$79,240/mo (50% DSR)
Upfront cash ≈ HK$5.96M (deposit + AVD stamp duty HK$510,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,476
−HK$2,240/mo
▼ 0.25% · 3.875%
HK$42,588
−HK$1,128/mo
Today · 4.125%
HK$43,716
baseline
▲ 0.50% · 4.625%
HK$46,021
+HK$2,305/mo
Deposit HK$5.45M · loan HK$8.17M · min. income ≈ HK$87,432/mo (50% DSR)
Upfront cash ≈ HK$5.96M (deposit + AVD stamp duty HK$510,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,495
−HK$2,728/mo
▼ 0.25% · 3.875%
HK$44,848
−HK$1,375/mo
Today · 4.125%
HK$46,223
baseline
▲ 0.50% · 4.625%
HK$49,036
+HK$2,813/mo
Deposit HK$4.09M · loan HK$9.54M · min. income ≈ HK$92,446/mo (50% DSR)
Upfront cash ≈ HK$4.60M (deposit + AVD stamp duty HK$510,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,388
−HK$2,615/mo
▼ 0.25% · 3.875%
HK$49,686
−HK$1,317/mo
Today · 4.125%
HK$51,003
baseline
▲ 0.50% · 4.625%
HK$53,691
+HK$2,688/mo
Deposit HK$4.09M · loan HK$9.54M · min. income ≈ HK$102,006/mo (50% DSR)
Upfront cash ≈ HK$4.60M (deposit + AVD stamp duty HK$510,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,923
−HK$3,507/mo
▼ 0.25% · 3.875%
HK$57,662
−HK$1,768/mo
Today · 4.125%
HK$59,430
baseline
▲ 0.50% · 4.625%
HK$63,046
+HK$3,616/mo
Deposit HK$1.36M · loan HK$12.26M · min. income ≈ HK$118,860/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$510,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,213
−HK$3,362/mo
▼ 0.25% · 3.875%
HK$63,882
−HK$1,693/mo
Today · 4.125%
HK$65,575
baseline
▲ 0.50% · 4.625%
HK$69,031
+HK$3,456/mo
Deposit HK$1.36M · loan HK$12.26M · min. income ≈ HK$131,150/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$510,933 · Scale 2, in force from 26 Feb 2026)