LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,069
−HK$1,948/mo
▼ 0.25% · 3.875%
HK$32,035
−HK$982/mo
Today · 4.125%
HK$33,017
baseline
▲ 0.50% · 4.625%
HK$35,026
+HK$2,009/mo
Deposit HK$6.81M · loan HK$6.81M · min. income ≈ HK$66,034/mo (50% DSR)
Upfront cash ≈ HK$7.32M (deposit + AVD stamp duty HK$510,945 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,564
−HK$1,867/mo
▼ 0.25% · 3.875%
HK$35,491
−HK$940/mo
Today · 4.125%
HK$36,431
baseline
▲ 0.50% · 4.625%
HK$38,352
+HK$1,921/mo
Deposit HK$6.81M · loan HK$6.81M · min. income ≈ HK$72,862/mo (50% DSR)
Upfront cash ≈ HK$7.32M (deposit + AVD stamp duty HK$510,945 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,283
−HK$2,338/mo
▼ 0.25% · 3.875%
HK$38,442
−HK$1,179/mo
Today · 4.125%
HK$39,621
baseline
▲ 0.50% · 4.625%
HK$42,032
+HK$2,411/mo
Deposit HK$5.45M · loan HK$8.18M · min. income ≈ HK$79,242/mo (50% DSR)
Upfront cash ≈ HK$5.96M (deposit + AVD stamp duty HK$510,945 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,477
−HK$2,241/mo
▼ 0.25% · 3.875%
HK$42,589
−HK$1,129/mo
Today · 4.125%
HK$43,718
baseline
▲ 0.50% · 4.625%
HK$46,022
+HK$2,304/mo
Deposit HK$5.45M · loan HK$8.18M · min. income ≈ HK$87,436/mo (50% DSR)
Upfront cash ≈ HK$5.96M (deposit + AVD stamp duty HK$510,945 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,497
−HK$2,727/mo
▼ 0.25% · 3.875%
HK$44,850
−HK$1,374/mo
Today · 4.125%
HK$46,224
baseline
▲ 0.50% · 4.625%
HK$49,037
+HK$2,813/mo
Deposit HK$4.09M · loan HK$9.54M · min. income ≈ HK$92,448/mo (50% DSR)
Upfront cash ≈ HK$4.60M (deposit + AVD stamp duty HK$510,945 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,389
−HK$2,615/mo
▼ 0.25% · 3.875%
HK$49,687
−HK$1,317/mo
Today · 4.125%
HK$51,004
baseline
▲ 0.50% · 4.625%
HK$53,692
+HK$2,688/mo
Deposit HK$4.09M · loan HK$9.54M · min. income ≈ HK$102,008/mo (50% DSR)
Upfront cash ≈ HK$4.60M (deposit + AVD stamp duty HK$510,945 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,924
−HK$3,507/mo
▼ 0.25% · 3.875%
HK$57,664
−HK$1,767/mo
Today · 4.125%
HK$59,431
baseline
▲ 0.50% · 4.625%
HK$63,047
+HK$3,616/mo
Deposit HK$1.36M · loan HK$12.26M · min. income ≈ HK$118,862/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$510,945 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,215
−HK$3,361/mo
▼ 0.25% · 3.875%
HK$63,884
−HK$1,692/mo
Today · 4.125%
HK$65,576
baseline
▲ 0.50% · 4.625%
HK$69,033
+HK$3,457/mo
Deposit HK$1.36M · loan HK$12.26M · min. income ≈ HK$131,152/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$510,945 · Scale 2, in force from 26 Feb 2026)