LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,070
−HK$1,948/mo
▼ 0.25% · 3.875%
HK$32,036
−HK$982/mo
Today · 4.125%
HK$33,018
baseline
▲ 0.50% · 4.625%
HK$35,027
+HK$2,009/mo
Deposit HK$6.81M · loan HK$6.81M · min. income ≈ HK$66,036/mo (50% DSR)
Upfront cash ≈ HK$7.32M (deposit + AVD stamp duty HK$510,957 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,565
−HK$1,867/mo
▼ 0.25% · 3.875%
HK$35,492
−HK$940/mo
Today · 4.125%
HK$36,432
baseline
▲ 0.50% · 4.625%
HK$38,352
+HK$1,920/mo
Deposit HK$6.81M · loan HK$6.81M · min. income ≈ HK$72,864/mo (50% DSR)
Upfront cash ≈ HK$7.32M (deposit + AVD stamp duty HK$510,957 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,284
−HK$2,338/mo
▼ 0.25% · 3.875%
HK$38,443
−HK$1,179/mo
Today · 4.125%
HK$39,622
baseline
▲ 0.50% · 4.625%
HK$42,032
+HK$2,410/mo
Deposit HK$5.45M · loan HK$8.18M · min. income ≈ HK$79,244/mo (50% DSR)
Upfront cash ≈ HK$5.96M (deposit + AVD stamp duty HK$510,957 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,478
−HK$2,240/mo
▼ 0.25% · 3.875%
HK$42,590
−HK$1,128/mo
Today · 4.125%
HK$43,718
baseline
▲ 0.50% · 4.625%
HK$46,023
+HK$2,305/mo
Deposit HK$5.45M · loan HK$8.18M · min. income ≈ HK$87,436/mo (50% DSR)
Upfront cash ≈ HK$5.96M (deposit + AVD stamp duty HK$510,957 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,497
−HK$2,728/mo
▼ 0.25% · 3.875%
HK$44,851
−HK$1,374/mo
Today · 4.125%
HK$46,225
baseline
▲ 0.50% · 4.625%
HK$49,038
+HK$2,813/mo
Deposit HK$4.09M · loan HK$9.54M · min. income ≈ HK$92,450/mo (50% DSR)
Upfront cash ≈ HK$4.60M (deposit + AVD stamp duty HK$510,957 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,391
−HK$2,614/mo
▼ 0.25% · 3.875%
HK$49,688
−HK$1,317/mo
Today · 4.125%
HK$51,005
baseline
▲ 0.50% · 4.625%
HK$53,693
+HK$2,688/mo
Deposit HK$4.09M · loan HK$9.54M · min. income ≈ HK$102,010/mo (50% DSR)
Upfront cash ≈ HK$4.60M (deposit + AVD stamp duty HK$510,957 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,925
−HK$3,507/mo
▼ 0.25% · 3.875%
HK$57,665
−HK$1,767/mo
Today · 4.125%
HK$59,432
baseline
▲ 0.50% · 4.625%
HK$63,049
+HK$3,617/mo
Deposit HK$1.36M · loan HK$12.26M · min. income ≈ HK$118,864/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$510,957 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,216
−HK$3,362/mo
▼ 0.25% · 3.875%
HK$63,885
−HK$1,693/mo
Today · 4.125%
HK$65,578
baseline
▲ 0.50% · 4.625%
HK$69,034
+HK$3,456/mo
Deposit HK$1.36M · loan HK$12.26M · min. income ≈ HK$131,156/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$510,957 · Scale 2, in force from 26 Feb 2026)