LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,071
−HK$1,949/mo
▼ 0.25% · 3.875%
HK$32,038
−HK$982/mo
Today · 4.125%
HK$33,020
baseline
▲ 0.50% · 4.625%
HK$35,029
+HK$2,009/mo
Deposit HK$6.81M · loan HK$6.81M · min. income ≈ HK$66,040/mo (50% DSR)
Upfront cash ≈ HK$7.32M (deposit + AVD stamp duty HK$510,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,566
−HK$1,868/mo
▼ 0.25% · 3.875%
HK$35,493
−HK$941/mo
Today · 4.125%
HK$36,434
baseline
▲ 0.50% · 4.625%
HK$38,354
+HK$1,920/mo
Deposit HK$6.81M · loan HK$6.81M · min. income ≈ HK$72,868/mo (50% DSR)
Upfront cash ≈ HK$7.32M (deposit + AVD stamp duty HK$510,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,285
−HK$2,338/mo
▼ 0.25% · 3.875%
HK$38,445
−HK$1,178/mo
Today · 4.125%
HK$39,623
baseline
▲ 0.50% · 4.625%
HK$42,034
+HK$2,411/mo
Deposit HK$5.45M · loan HK$8.18M · min. income ≈ HK$79,246/mo (50% DSR)
Upfront cash ≈ HK$5.96M (deposit + AVD stamp duty HK$510,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,480
−HK$2,241/mo
▼ 0.25% · 3.875%
HK$42,592
−HK$1,129/mo
Today · 4.125%
HK$43,721
baseline
▲ 0.50% · 4.625%
HK$46,025
+HK$2,304/mo
Deposit HK$5.45M · loan HK$8.18M · min. income ≈ HK$87,442/mo (50% DSR)
Upfront cash ≈ HK$5.96M (deposit + AVD stamp duty HK$510,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,500
−HK$2,727/mo
▼ 0.25% · 3.875%
HK$44,853
−HK$1,374/mo
Today · 4.125%
HK$46,227
baseline
▲ 0.50% · 4.625%
HK$49,040
+HK$2,813/mo
Deposit HK$4.09M · loan HK$9.54M · min. income ≈ HK$92,454/mo (50% DSR)
Upfront cash ≈ HK$4.60M (deposit + AVD stamp duty HK$510,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,393
−HK$2,614/mo
▼ 0.25% · 3.875%
HK$49,691
−HK$1,316/mo
Today · 4.125%
HK$51,007
baseline
▲ 0.50% · 4.625%
HK$53,696
+HK$2,689/mo
Deposit HK$4.09M · loan HK$9.54M · min. income ≈ HK$102,014/mo (50% DSR)
Upfront cash ≈ HK$4.60M (deposit + AVD stamp duty HK$510,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,928
−HK$3,507/mo
▼ 0.25% · 3.875%
HK$57,668
−HK$1,767/mo
Today · 4.125%
HK$59,435
baseline
▲ 0.50% · 4.625%
HK$63,052
+HK$3,617/mo
Deposit HK$1.36M · loan HK$12.26M · min. income ≈ HK$118,870/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$510,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,219
−HK$3,362/mo
▼ 0.25% · 3.875%
HK$63,888
−HK$1,693/mo
Today · 4.125%
HK$65,581
baseline
▲ 0.50% · 4.625%
HK$69,038
+HK$3,457/mo
Deposit HK$1.36M · loan HK$12.26M · min. income ≈ HK$131,162/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$510,981 · Scale 2, in force from 26 Feb 2026)