LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,072
−HK$1,948/mo
▼ 0.25% · 3.875%
HK$32,038
−HK$982/mo
Today · 4.125%
HK$33,020
baseline
▲ 0.50% · 4.625%
HK$35,030
+HK$2,010/mo
Deposit HK$6.81M · loan HK$6.81M · min. income ≈ HK$66,040/mo (50% DSR)
Upfront cash ≈ HK$7.32M (deposit + AVD stamp duty HK$510,995 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,567
−HK$1,868/mo
▼ 0.25% · 3.875%
HK$35,494
−HK$941/mo
Today · 4.125%
HK$36,435
baseline
▲ 0.50% · 4.625%
HK$38,355
+HK$1,920/mo
Deposit HK$6.81M · loan HK$6.81M · min. income ≈ HK$72,870/mo (50% DSR)
Upfront cash ≈ HK$7.32M (deposit + AVD stamp duty HK$510,995 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,286
−HK$2,339/mo
▼ 0.25% · 3.875%
HK$38,446
−HK$1,179/mo
Today · 4.125%
HK$39,625
baseline
▲ 0.50% · 4.625%
HK$42,036
+HK$2,411/mo
Deposit HK$5.45M · loan HK$8.18M · min. income ≈ HK$79,250/mo (50% DSR)
Upfront cash ≈ HK$5.96M (deposit + AVD stamp duty HK$510,995 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,481
−HK$2,241/mo
▼ 0.25% · 3.875%
HK$42,593
−HK$1,129/mo
Today · 4.125%
HK$43,722
baseline
▲ 0.50% · 4.625%
HK$46,026
+HK$2,304/mo
Deposit HK$5.45M · loan HK$8.18M · min. income ≈ HK$87,444/mo (50% DSR)
Upfront cash ≈ HK$5.96M (deposit + AVD stamp duty HK$510,995 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,501
−HK$2,728/mo
▼ 0.25% · 3.875%
HK$44,854
−HK$1,375/mo
Today · 4.125%
HK$46,229
baseline
▲ 0.50% · 4.625%
HK$49,042
+HK$2,813/mo
Deposit HK$4.09M · loan HK$9.54M · min. income ≈ HK$92,458/mo (50% DSR)
Upfront cash ≈ HK$4.60M (deposit + AVD stamp duty HK$510,995 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,394
−HK$2,615/mo
▼ 0.25% · 3.875%
HK$49,692
−HK$1,317/mo
Today · 4.125%
HK$51,009
baseline
▲ 0.50% · 4.625%
HK$53,697
+HK$2,688/mo
Deposit HK$4.09M · loan HK$9.54M · min. income ≈ HK$102,018/mo (50% DSR)
Upfront cash ≈ HK$4.60M (deposit + AVD stamp duty HK$510,995 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,930
−HK$3,507/mo
▼ 0.25% · 3.875%
HK$57,669
−HK$1,768/mo
Today · 4.125%
HK$59,437
baseline
▲ 0.50% · 4.625%
HK$63,053
+HK$3,616/mo
Deposit HK$1.36M · loan HK$12.26M · min. income ≈ HK$118,874/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$510,995 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,221
−HK$3,362/mo
▼ 0.25% · 3.875%
HK$63,890
−HK$1,693/mo
Today · 4.125%
HK$65,583
baseline
▲ 0.50% · 4.625%
HK$69,040
+HK$3,457/mo
Deposit HK$1.36M · loan HK$12.26M · min. income ≈ HK$131,166/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$510,995 · Scale 2, in force from 26 Feb 2026)