LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,072
−HK$1,949/mo
▼ 0.25% · 3.875%
HK$32,039
−HK$982/mo
Today · 4.125%
HK$33,021
baseline
▲ 0.50% · 4.625%
HK$35,030
+HK$2,009/mo
Deposit HK$6.81M · loan HK$6.81M · min. income ≈ HK$66,042/mo (50% DSR)
Upfront cash ≈ HK$7.32M (deposit + AVD stamp duty HK$511,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,568
−HK$1,867/mo
▼ 0.25% · 3.875%
HK$35,495
−HK$940/mo
Today · 4.125%
HK$36,435
baseline
▲ 0.50% · 4.625%
HK$38,356
+HK$1,921/mo
Deposit HK$6.81M · loan HK$6.81M · min. income ≈ HK$72,870/mo (50% DSR)
Upfront cash ≈ HK$7.32M (deposit + AVD stamp duty HK$511,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,287
−HK$2,338/mo
▼ 0.25% · 3.875%
HK$38,447
−HK$1,178/mo
Today · 4.125%
HK$39,625
baseline
▲ 0.50% · 4.625%
HK$42,036
+HK$2,411/mo
Deposit HK$5.45M · loan HK$8.18M · min. income ≈ HK$79,250/mo (50% DSR)
Upfront cash ≈ HK$5.96M (deposit + AVD stamp duty HK$511,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,481
−HK$2,241/mo
▼ 0.25% · 3.875%
HK$42,594
−HK$1,128/mo
Today · 4.125%
HK$43,722
baseline
▲ 0.50% · 4.625%
HK$46,027
+HK$2,305/mo
Deposit HK$5.45M · loan HK$8.18M · min. income ≈ HK$87,444/mo (50% DSR)
Upfront cash ≈ HK$5.96M (deposit + AVD stamp duty HK$511,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,501
−HK$2,728/mo
▼ 0.25% · 3.875%
HK$44,855
−HK$1,374/mo
Today · 4.125%
HK$46,229
baseline
▲ 0.50% · 4.625%
HK$49,042
+HK$2,813/mo
Deposit HK$4.09M · loan HK$9.54M · min. income ≈ HK$92,458/mo (50% DSR)
Upfront cash ≈ HK$4.60M (deposit + AVD stamp duty HK$511,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,395
−HK$2,614/mo
▼ 0.25% · 3.875%
HK$49,693
−HK$1,316/mo
Today · 4.125%
HK$51,009
baseline
▲ 0.50% · 4.625%
HK$53,698
+HK$2,689/mo
Deposit HK$4.09M · loan HK$9.54M · min. income ≈ HK$102,018/mo (50% DSR)
Upfront cash ≈ HK$4.60M (deposit + AVD stamp duty HK$511,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,930
−HK$3,508/mo
▼ 0.25% · 3.875%
HK$57,670
−HK$1,768/mo
Today · 4.125%
HK$59,438
baseline
▲ 0.50% · 4.625%
HK$63,054
+HK$3,616/mo
Deposit HK$1.36M · loan HK$12.26M · min. income ≈ HK$118,876/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$511,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,222
−HK$3,362/mo
▼ 0.25% · 3.875%
HK$63,891
−HK$1,693/mo
Today · 4.125%
HK$65,584
baseline
▲ 0.50% · 4.625%
HK$69,041
+HK$3,457/mo
Deposit HK$1.36M · loan HK$12.26M · min. income ≈ HK$131,168/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$511,002 · Scale 2, in force from 26 Feb 2026)