LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,075
−HK$1,948/mo
▼ 0.25% · 3.875%
HK$32,041
−HK$982/mo
Today · 4.125%
HK$33,023
baseline
▲ 0.50% · 4.625%
HK$35,033
+HK$2,010/mo
Deposit HK$6.81M · loan HK$6.81M · min. income ≈ HK$66,046/mo (50% DSR)
Upfront cash ≈ HK$7.32M (deposit + AVD stamp duty HK$511,040 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,570
−HK$1,868/mo
▼ 0.25% · 3.875%
HK$35,497
−HK$941/mo
Today · 4.125%
HK$36,438
baseline
▲ 0.50% · 4.625%
HK$38,359
+HK$1,921/mo
Deposit HK$6.81M · loan HK$6.81M · min. income ≈ HK$72,876/mo (50% DSR)
Upfront cash ≈ HK$7.32M (deposit + AVD stamp duty HK$511,040 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,290
−HK$2,338/mo
▼ 0.25% · 3.875%
HK$38,450
−HK$1,178/mo
Today · 4.125%
HK$39,628
baseline
▲ 0.50% · 4.625%
HK$42,039
+HK$2,411/mo
Deposit HK$5.45M · loan HK$8.18M · min. income ≈ HK$79,256/mo (50% DSR)
Upfront cash ≈ HK$5.96M (deposit + AVD stamp duty HK$511,040 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,484
−HK$2,242/mo
▼ 0.25% · 3.875%
HK$42,597
−HK$1,129/mo
Today · 4.125%
HK$43,726
baseline
▲ 0.50% · 4.625%
HK$46,030
+HK$2,304/mo
Deposit HK$5.45M · loan HK$8.18M · min. income ≈ HK$87,452/mo (50% DSR)
Upfront cash ≈ HK$5.96M (deposit + AVD stamp duty HK$511,040 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,505
−HK$2,728/mo
▼ 0.25% · 3.875%
HK$44,858
−HK$1,375/mo
Today · 4.125%
HK$46,233
baseline
▲ 0.50% · 4.625%
HK$49,046
+HK$2,813/mo
Deposit HK$4.09M · loan HK$9.54M · min. income ≈ HK$92,466/mo (50% DSR)
Upfront cash ≈ HK$4.60M (deposit + AVD stamp duty HK$511,040 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,398
−HK$2,615/mo
▼ 0.25% · 3.875%
HK$49,696
−HK$1,317/mo
Today · 4.125%
HK$51,013
baseline
▲ 0.50% · 4.625%
HK$53,702
+HK$2,689/mo
Deposit HK$4.09M · loan HK$9.54M · min. income ≈ HK$102,026/mo (50% DSR)
Upfront cash ≈ HK$4.60M (deposit + AVD stamp duty HK$511,040 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,934
−HK$3,508/mo
▼ 0.25% · 3.875%
HK$57,674
−HK$1,768/mo
Today · 4.125%
HK$59,442
baseline
▲ 0.50% · 4.625%
HK$63,059
+HK$3,617/mo
Deposit HK$1.36M · loan HK$12.26M · min. income ≈ HK$118,884/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$511,040 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,226
−HK$3,362/mo
▼ 0.25% · 3.875%
HK$63,895
−HK$1,693/mo
Today · 4.125%
HK$65,588
baseline
▲ 0.50% · 4.625%
HK$69,046
+HK$3,458/mo
Deposit HK$1.36M · loan HK$12.26M · min. income ≈ HK$131,176/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$511,040 · Scale 2, in force from 26 Feb 2026)