LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,078
−HK$1,948/mo
▼ 0.25% · 3.875%
HK$32,044
−HK$982/mo
Today · 4.125%
HK$33,026
baseline
▲ 0.50% · 4.625%
HK$35,036
+HK$2,010/mo
Deposit HK$6.81M · loan HK$6.81M · min. income ≈ HK$66,052/mo (50% DSR)
Upfront cash ≈ HK$7.33M (deposit + AVD stamp duty HK$511,088 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,574
−HK$1,867/mo
▼ 0.25% · 3.875%
HK$35,501
−HK$940/mo
Today · 4.125%
HK$36,441
baseline
▲ 0.50% · 4.625%
HK$38,362
+HK$1,921/mo
Deposit HK$6.81M · loan HK$6.81M · min. income ≈ HK$72,882/mo (50% DSR)
Upfront cash ≈ HK$7.33M (deposit + AVD stamp duty HK$511,088 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,293
−HK$2,339/mo
▼ 0.25% · 3.875%
HK$38,453
−HK$1,179/mo
Today · 4.125%
HK$39,632
baseline
▲ 0.50% · 4.625%
HK$42,043
+HK$2,411/mo
Deposit HK$5.45M · loan HK$8.18M · min. income ≈ HK$79,264/mo (50% DSR)
Upfront cash ≈ HK$5.96M (deposit + AVD stamp duty HK$511,088 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,488
−HK$2,242/mo
▼ 0.25% · 3.875%
HK$42,601
−HK$1,129/mo
Today · 4.125%
HK$43,730
baseline
▲ 0.50% · 4.625%
HK$46,035
+HK$2,305/mo
Deposit HK$5.45M · loan HK$8.18M · min. income ≈ HK$87,460/mo (50% DSR)
Upfront cash ≈ HK$5.96M (deposit + AVD stamp duty HK$511,088 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,509
−HK$2,728/mo
▼ 0.25% · 3.875%
HK$44,862
−HK$1,375/mo
Today · 4.125%
HK$46,237
baseline
▲ 0.50% · 4.625%
HK$49,050
+HK$2,813/mo
Deposit HK$4.09M · loan HK$9.54M · min. income ≈ HK$92,474/mo (50% DSR)
Upfront cash ≈ HK$4.60M (deposit + AVD stamp duty HK$511,088 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,403
−HK$2,615/mo
▼ 0.25% · 3.875%
HK$49,701
−HK$1,317/mo
Today · 4.125%
HK$51,018
baseline
▲ 0.50% · 4.625%
HK$53,707
+HK$2,689/mo
Deposit HK$4.09M · loan HK$9.54M · min. income ≈ HK$102,036/mo (50% DSR)
Upfront cash ≈ HK$4.60M (deposit + AVD stamp duty HK$511,088 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,940
−HK$3,508/mo
▼ 0.25% · 3.875%
HK$57,680
−HK$1,768/mo
Today · 4.125%
HK$59,448
baseline
▲ 0.50% · 4.625%
HK$63,065
+HK$3,617/mo
Deposit HK$1.36M · loan HK$12.27M · min. income ≈ HK$118,896/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$511,088 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,232
−HK$3,363/mo
▼ 0.25% · 3.875%
HK$63,901
−HK$1,694/mo
Today · 4.125%
HK$65,595
baseline
▲ 0.50% · 4.625%
HK$69,052
+HK$3,457/mo
Deposit HK$1.36M · loan HK$12.27M · min. income ≈ HK$131,190/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$511,088 · Scale 2, in force from 26 Feb 2026)