LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,080
−HK$1,949/mo
▼ 0.25% · 3.875%
HK$32,046
−HK$983/mo
Today · 4.125%
HK$33,029
baseline
▲ 0.50% · 4.625%
HK$35,038
+HK$2,009/mo
Deposit HK$6.81M · loan HK$6.81M · min. income ≈ HK$66,058/mo (50% DSR)
Upfront cash ≈ HK$7.33M (deposit + AVD stamp duty HK$511,122 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,576
−HK$1,868/mo
▼ 0.25% · 3.875%
HK$35,503
−HK$941/mo
Today · 4.125%
HK$36,444
baseline
▲ 0.50% · 4.625%
HK$38,365
+HK$1,921/mo
Deposit HK$6.81M · loan HK$6.81M · min. income ≈ HK$72,888/mo (50% DSR)
Upfront cash ≈ HK$7.33M (deposit + AVD stamp duty HK$511,122 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,296
−HK$2,338/mo
▼ 0.25% · 3.875%
HK$38,456
−HK$1,178/mo
Today · 4.125%
HK$39,634
baseline
▲ 0.50% · 4.625%
HK$42,046
+HK$2,412/mo
Deposit HK$5.45M · loan HK$8.18M · min. income ≈ HK$79,268/mo (50% DSR)
Upfront cash ≈ HK$5.96M (deposit + AVD stamp duty HK$511,122 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,491
−HK$2,242/mo
▼ 0.25% · 3.875%
HK$42,604
−HK$1,129/mo
Today · 4.125%
HK$43,733
baseline
▲ 0.50% · 4.625%
HK$46,038
+HK$2,305/mo
Deposit HK$5.45M · loan HK$8.18M · min. income ≈ HK$87,466/mo (50% DSR)
Upfront cash ≈ HK$5.96M (deposit + AVD stamp duty HK$511,122 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,512
−HK$2,728/mo
▼ 0.25% · 3.875%
HK$44,865
−HK$1,375/mo
Today · 4.125%
HK$46,240
baseline
▲ 0.50% · 4.625%
HK$49,054
+HK$2,814/mo
Deposit HK$4.09M · loan HK$9.54M · min. income ≈ HK$92,480/mo (50% DSR)
Upfront cash ≈ HK$4.60M (deposit + AVD stamp duty HK$511,122 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,406
−HK$2,615/mo
▼ 0.25% · 3.875%
HK$49,704
−HK$1,317/mo
Today · 4.125%
HK$51,021
baseline
▲ 0.50% · 4.625%
HK$53,711
+HK$2,690/mo
Deposit HK$4.09M · loan HK$9.54M · min. income ≈ HK$102,042/mo (50% DSR)
Upfront cash ≈ HK$4.60M (deposit + AVD stamp duty HK$511,122 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,943
−HK$3,509/mo
▼ 0.25% · 3.875%
HK$57,684
−HK$1,768/mo
Today · 4.125%
HK$59,452
baseline
▲ 0.50% · 4.625%
HK$63,069
+HK$3,617/mo
Deposit HK$1.36M · loan HK$12.27M · min. income ≈ HK$118,904/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$511,122 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,237
−HK$3,362/mo
▼ 0.25% · 3.875%
HK$63,906
−HK$1,693/mo
Today · 4.125%
HK$65,599
baseline
▲ 0.50% · 4.625%
HK$69,057
+HK$3,458/mo
Deposit HK$1.36M · loan HK$12.27M · min. income ≈ HK$131,198/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$511,122 · Scale 2, in force from 26 Feb 2026)