LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,083
−HK$1,949/mo
▼ 0.25% · 3.875%
HK$32,049
−HK$983/mo
Today · 4.125%
HK$33,032
baseline
▲ 0.50% · 4.625%
HK$35,042
+HK$2,010/mo
Deposit HK$6.82M · loan HK$6.82M · min. income ≈ HK$66,064/mo (50% DSR)
Upfront cash ≈ HK$7.33M (deposit + AVD stamp duty HK$511,169 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,579
−HK$1,868/mo
▼ 0.25% · 3.875%
HK$35,506
−HK$941/mo
Today · 4.125%
HK$36,447
baseline
▲ 0.50% · 4.625%
HK$38,368
+HK$1,921/mo
Deposit HK$6.82M · loan HK$6.82M · min. income ≈ HK$72,894/mo (50% DSR)
Upfront cash ≈ HK$7.33M (deposit + AVD stamp duty HK$511,169 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,299
−HK$2,339/mo
▼ 0.25% · 3.875%
HK$38,459
−HK$1,179/mo
Today · 4.125%
HK$39,638
baseline
▲ 0.50% · 4.625%
HK$42,050
+HK$2,412/mo
Deposit HK$5.45M · loan HK$8.18M · min. income ≈ HK$79,276/mo (50% DSR)
Upfront cash ≈ HK$5.96M (deposit + AVD stamp duty HK$511,169 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,495
−HK$2,242/mo
▼ 0.25% · 3.875%
HK$42,608
−HK$1,129/mo
Today · 4.125%
HK$43,737
baseline
▲ 0.50% · 4.625%
HK$46,042
+HK$2,305/mo
Deposit HK$5.45M · loan HK$8.18M · min. income ≈ HK$87,474/mo (50% DSR)
Upfront cash ≈ HK$5.96M (deposit + AVD stamp duty HK$511,169 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,516
−HK$2,728/mo
▼ 0.25% · 3.875%
HK$44,869
−HK$1,375/mo
Today · 4.125%
HK$46,244
baseline
▲ 0.50% · 4.625%
HK$49,058
+HK$2,814/mo
Deposit HK$4.09M · loan HK$9.54M · min. income ≈ HK$92,488/mo (50% DSR)
Upfront cash ≈ HK$4.60M (deposit + AVD stamp duty HK$511,169 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,411
−HK$2,615/mo
▼ 0.25% · 3.875%
HK$49,709
−HK$1,317/mo
Today · 4.125%
HK$51,026
baseline
▲ 0.50% · 4.625%
HK$53,716
+HK$2,690/mo
Deposit HK$4.09M · loan HK$9.54M · min. income ≈ HK$102,052/mo (50% DSR)
Upfront cash ≈ HK$4.60M (deposit + AVD stamp duty HK$511,169 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,949
−HK$3,508/mo
▼ 0.25% · 3.875%
HK$57,689
−HK$1,768/mo
Today · 4.125%
HK$59,457
baseline
▲ 0.50% · 4.625%
HK$63,075
+HK$3,618/mo
Deposit HK$1.36M · loan HK$12.27M · min. income ≈ HK$118,914/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$511,169 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,242
−HK$3,363/mo
▼ 0.25% · 3.875%
HK$63,912
−HK$1,693/mo
Today · 4.125%
HK$65,605
baseline
▲ 0.50% · 4.625%
HK$69,063
+HK$3,458/mo
Deposit HK$1.36M · loan HK$12.27M · min. income ≈ HK$131,210/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$511,169 · Scale 2, in force from 26 Feb 2026)