LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,083
−HK$1,949/mo
▼ 0.25% · 3.875%
HK$32,050
−HK$982/mo
Today · 4.125%
HK$33,032
baseline
▲ 0.50% · 4.625%
HK$35,042
+HK$2,010/mo
Deposit HK$6.82M · loan HK$6.82M · min. income ≈ HK$66,064/mo (50% DSR)
Upfront cash ≈ HK$7.33M (deposit + AVD stamp duty HK$511,174 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,579
−HK$1,869/mo
▼ 0.25% · 3.875%
HK$35,507
−HK$941/mo
Today · 4.125%
HK$36,448
baseline
▲ 0.50% · 4.625%
HK$38,369
+HK$1,921/mo
Deposit HK$6.82M · loan HK$6.82M · min. income ≈ HK$72,896/mo (50% DSR)
Upfront cash ≈ HK$7.33M (deposit + AVD stamp duty HK$511,174 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,299
−HK$2,339/mo
▼ 0.25% · 3.875%
HK$38,460
−HK$1,178/mo
Today · 4.125%
HK$39,638
baseline
▲ 0.50% · 4.625%
HK$42,050
+HK$2,412/mo
Deposit HK$5.45M · loan HK$8.18M · min. income ≈ HK$79,276/mo (50% DSR)
Upfront cash ≈ HK$5.96M (deposit + AVD stamp duty HK$511,174 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,495
−HK$2,242/mo
▼ 0.25% · 3.875%
HK$42,608
−HK$1,129/mo
Today · 4.125%
HK$43,737
baseline
▲ 0.50% · 4.625%
HK$46,043
+HK$2,306/mo
Deposit HK$5.45M · loan HK$8.18M · min. income ≈ HK$87,474/mo (50% DSR)
Upfront cash ≈ HK$5.96M (deposit + AVD stamp duty HK$511,174 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,516
−HK$2,729/mo
▼ 0.25% · 3.875%
HK$44,870
−HK$1,375/mo
Today · 4.125%
HK$46,245
baseline
▲ 0.50% · 4.625%
HK$49,059
+HK$2,814/mo
Deposit HK$4.09M · loan HK$9.54M · min. income ≈ HK$92,490/mo (50% DSR)
Upfront cash ≈ HK$4.60M (deposit + AVD stamp duty HK$511,174 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,411
−HK$2,616/mo
▼ 0.25% · 3.875%
HK$49,709
−HK$1,318/mo
Today · 4.125%
HK$51,027
baseline
▲ 0.50% · 4.625%
HK$53,716
+HK$2,689/mo
Deposit HK$4.09M · loan HK$9.54M · min. income ≈ HK$102,054/mo (50% DSR)
Upfront cash ≈ HK$4.60M (deposit + AVD stamp duty HK$511,174 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,949
−HK$3,509/mo
▼ 0.25% · 3.875%
HK$57,689
−HK$1,769/mo
Today · 4.125%
HK$59,458
baseline
▲ 0.50% · 4.625%
HK$63,076
+HK$3,618/mo
Deposit HK$1.36M · loan HK$12.27M · min. income ≈ HK$118,916/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$511,174 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,243
−HK$3,363/mo
▼ 0.25% · 3.875%
HK$63,912
−HK$1,694/mo
Today · 4.125%
HK$65,606
baseline
▲ 0.50% · 4.625%
HK$69,064
+HK$3,458/mo
Deposit HK$1.36M · loan HK$12.27M · min. income ≈ HK$131,212/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$511,174 · Scale 2, in force from 26 Feb 2026)