LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,088
−HK$1,949/mo
▼ 0.25% · 3.875%
HK$32,055
−HK$982/mo
Today · 4.125%
HK$33,037
baseline
▲ 0.50% · 4.625%
HK$35,047
+HK$2,010/mo
Deposit HK$6.82M · loan HK$6.82M · min. income ≈ HK$66,074/mo (50% DSR)
Upfront cash ≈ HK$7.33M (deposit + AVD stamp duty HK$511,252 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,585
−HK$1,868/mo
▼ 0.25% · 3.875%
HK$35,512
−HK$941/mo
Today · 4.125%
HK$36,453
baseline
▲ 0.50% · 4.625%
HK$38,375
+HK$1,922/mo
Deposit HK$6.82M · loan HK$6.82M · min. income ≈ HK$72,906/mo (50% DSR)
Upfront cash ≈ HK$7.33M (deposit + AVD stamp duty HK$511,252 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,305
−HK$2,339/mo
▼ 0.25% · 3.875%
HK$38,466
−HK$1,178/mo
Today · 4.125%
HK$39,644
baseline
▲ 0.50% · 4.625%
HK$42,057
+HK$2,413/mo
Deposit HK$5.45M · loan HK$8.18M · min. income ≈ HK$79,288/mo (50% DSR)
Upfront cash ≈ HK$5.96M (deposit + AVD stamp duty HK$511,252 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,502
−HK$2,242/mo
▼ 0.25% · 3.875%
HK$42,615
−HK$1,129/mo
Today · 4.125%
HK$43,744
baseline
▲ 0.50% · 4.625%
HK$46,050
+HK$2,306/mo
Deposit HK$5.45M · loan HK$8.18M · min. income ≈ HK$87,488/mo (50% DSR)
Upfront cash ≈ HK$5.96M (deposit + AVD stamp duty HK$511,252 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,523
−HK$2,729/mo
▼ 0.25% · 3.875%
HK$44,876
−HK$1,376/mo
Today · 4.125%
HK$46,252
baseline
▲ 0.50% · 4.625%
HK$49,066
+HK$2,814/mo
Deposit HK$4.09M · loan HK$9.54M · min. income ≈ HK$92,504/mo (50% DSR)
Upfront cash ≈ HK$4.60M (deposit + AVD stamp duty HK$511,252 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,419
−HK$2,615/mo
▼ 0.25% · 3.875%
HK$49,717
−HK$1,317/mo
Today · 4.125%
HK$51,034
baseline
▲ 0.50% · 4.625%
HK$53,725
+HK$2,691/mo
Deposit HK$4.09M · loan HK$9.54M · min. income ≈ HK$102,068/mo (50% DSR)
Upfront cash ≈ HK$4.60M (deposit + AVD stamp duty HK$511,252 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,958
−HK$3,509/mo
▼ 0.25% · 3.875%
HK$57,698
−HK$1,769/mo
Today · 4.125%
HK$59,467
baseline
▲ 0.50% · 4.625%
HK$63,085
+HK$3,618/mo
Deposit HK$1.36M · loan HK$12.27M · min. income ≈ HK$118,934/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$511,252 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,252
−HK$3,364/mo
▼ 0.25% · 3.875%
HK$63,922
−HK$1,694/mo
Today · 4.125%
HK$65,616
baseline
▲ 0.50% · 4.625%
HK$69,074
+HK$3,458/mo
Deposit HK$1.36M · loan HK$12.27M · min. income ≈ HK$131,232/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$511,252 · Scale 2, in force from 26 Feb 2026)