LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,091
−HK$1,950/mo
▼ 0.25% · 3.875%
HK$32,058
−HK$983/mo
Today · 4.125%
HK$33,041
baseline
▲ 0.50% · 4.625%
HK$35,051
+HK$2,010/mo
Deposit HK$6.82M · loan HK$6.82M · min. income ≈ HK$66,082/mo (50% DSR)
Upfront cash ≈ HK$7.33M (deposit + AVD stamp duty HK$511,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,589
−HK$1,868/mo
▼ 0.25% · 3.875%
HK$35,516
−HK$941/mo
Today · 4.125%
HK$36,457
baseline
▲ 0.50% · 4.625%
HK$38,379
+HK$1,922/mo
Deposit HK$6.82M · loan HK$6.82M · min. income ≈ HK$72,914/mo (50% DSR)
Upfront cash ≈ HK$7.33M (deposit + AVD stamp duty HK$511,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,309
−HK$2,340/mo
▼ 0.25% · 3.875%
HK$38,470
−HK$1,179/mo
Today · 4.125%
HK$39,649
baseline
▲ 0.50% · 4.625%
HK$42,062
+HK$2,413/mo
Deposit HK$5.45M · loan HK$8.18M · min. income ≈ HK$79,298/mo (50% DSR)
Upfront cash ≈ HK$5.97M (deposit + AVD stamp duty HK$511,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,506
−HK$2,243/mo
▼ 0.25% · 3.875%
HK$42,620
−HK$1,129/mo
Today · 4.125%
HK$43,749
baseline
▲ 0.50% · 4.625%
HK$46,055
+HK$2,306/mo
Deposit HK$5.45M · loan HK$8.18M · min. income ≈ HK$87,498/mo (50% DSR)
Upfront cash ≈ HK$5.97M (deposit + AVD stamp duty HK$511,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,528
−HK$2,729/mo
▼ 0.25% · 3.875%
HK$44,882
−HK$1,375/mo
Today · 4.125%
HK$46,257
baseline
▲ 0.50% · 4.625%
HK$49,072
+HK$2,815/mo
Deposit HK$4.09M · loan HK$9.54M · min. income ≈ HK$92,514/mo (50% DSR)
Upfront cash ≈ HK$4.60M (deposit + AVD stamp duty HK$511,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,424
−HK$2,616/mo
▼ 0.25% · 3.875%
HK$49,723
−HK$1,317/mo
Today · 4.125%
HK$51,040
baseline
▲ 0.50% · 4.625%
HK$53,731
+HK$2,691/mo
Deposit HK$4.09M · loan HK$9.54M · min. income ≈ HK$102,080/mo (50% DSR)
Upfront cash ≈ HK$4.60M (deposit + AVD stamp duty HK$511,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,964
−HK$3,510/mo
▼ 0.25% · 3.875%
HK$57,705
−HK$1,769/mo
Today · 4.125%
HK$59,474
baseline
▲ 0.50% · 4.625%
HK$63,092
+HK$3,618/mo
Deposit HK$1.36M · loan HK$12.27M · min. income ≈ HK$118,948/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$511,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,260
−HK$3,363/mo
▼ 0.25% · 3.875%
HK$63,929
−HK$1,694/mo
Today · 4.125%
HK$65,623
baseline
▲ 0.50% · 4.625%
HK$69,082
+HK$3,459/mo
Deposit HK$1.36M · loan HK$12.27M · min. income ≈ HK$131,246/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$511,311 · Scale 2, in force from 26 Feb 2026)