LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,096
−HK$1,950/mo
▼ 0.25% · 3.875%
HK$32,063
−HK$983/mo
Today · 4.125%
HK$33,046
baseline
▲ 0.50% · 4.625%
HK$35,056
+HK$2,010/mo
Deposit HK$6.82M · loan HK$6.82M · min. income ≈ HK$66,092/mo (50% DSR)
Upfront cash ≈ HK$7.33M (deposit + AVD stamp duty HK$511,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,594
−HK$1,869/mo
▼ 0.25% · 3.875%
HK$35,521
−HK$942/mo
Today · 4.125%
HK$36,463
baseline
▲ 0.50% · 4.625%
HK$38,385
+HK$1,922/mo
Deposit HK$6.82M · loan HK$6.82M · min. income ≈ HK$72,926/mo (50% DSR)
Upfront cash ≈ HK$7.33M (deposit + AVD stamp duty HK$511,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,315
−HK$2,340/mo
▼ 0.25% · 3.875%
HK$38,475
−HK$1,180/mo
Today · 4.125%
HK$39,655
baseline
▲ 0.50% · 4.625%
HK$42,068
+HK$2,413/mo
Deposit HK$5.45M · loan HK$8.18M · min. income ≈ HK$79,310/mo (50% DSR)
Upfront cash ≈ HK$5.97M (deposit + AVD stamp duty HK$511,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,512
−HK$2,243/mo
▼ 0.25% · 3.875%
HK$42,626
−HK$1,129/mo
Today · 4.125%
HK$43,755
baseline
▲ 0.50% · 4.625%
HK$46,061
+HK$2,306/mo
Deposit HK$5.45M · loan HK$8.18M · min. income ≈ HK$87,510/mo (50% DSR)
Upfront cash ≈ HK$5.97M (deposit + AVD stamp duty HK$511,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,534
−HK$2,730/mo
▼ 0.25% · 3.875%
HK$44,888
−HK$1,376/mo
Today · 4.125%
HK$46,264
baseline
▲ 0.50% · 4.625%
HK$49,079
+HK$2,815/mo
Deposit HK$4.09M · loan HK$9.55M · min. income ≈ HK$92,528/mo (50% DSR)
Upfront cash ≈ HK$4.60M (deposit + AVD stamp duty HK$511,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,431
−HK$2,617/mo
▼ 0.25% · 3.875%
HK$49,730
−HK$1,318/mo
Today · 4.125%
HK$51,048
baseline
▲ 0.50% · 4.625%
HK$53,738
+HK$2,690/mo
Deposit HK$4.09M · loan HK$9.55M · min. income ≈ HK$102,096/mo (50% DSR)
Upfront cash ≈ HK$4.60M (deposit + AVD stamp duty HK$511,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,972
−HK$3,510/mo
▼ 0.25% · 3.875%
HK$57,713
−HK$1,769/mo
Today · 4.125%
HK$59,482
baseline
▲ 0.50% · 4.625%
HK$63,101
+HK$3,619/mo
Deposit HK$1.36M · loan HK$12.27M · min. income ≈ HK$118,964/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$511,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,268
−HK$3,365/mo
▼ 0.25% · 3.875%
HK$63,938
−HK$1,695/mo
Today · 4.125%
HK$65,633
baseline
▲ 0.50% · 4.625%
HK$69,092
+HK$3,459/mo
Deposit HK$1.36M · loan HK$12.27M · min. income ≈ HK$131,266/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$511,384 · Scale 2, in force from 26 Feb 2026)