LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,099
−HK$1,951/mo
▼ 0.25% · 3.875%
HK$32,067
−HK$983/mo
Today · 4.125%
HK$33,050
baseline
▲ 0.50% · 4.625%
HK$35,061
+HK$2,011/mo
Deposit HK$6.82M · loan HK$6.82M · min. income ≈ HK$66,100/mo (50% DSR)
Upfront cash ≈ HK$7.33M (deposit + AVD stamp duty HK$511,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,598
−HK$1,869/mo
▼ 0.25% · 3.875%
HK$35,526
−HK$941/mo
Today · 4.125%
HK$36,467
baseline
▲ 0.50% · 4.625%
HK$38,389
+HK$1,922/mo
Deposit HK$6.82M · loan HK$6.82M · min. income ≈ HK$72,934/mo (50% DSR)
Upfront cash ≈ HK$7.33M (deposit + AVD stamp duty HK$511,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,319
−HK$2,340/mo
▼ 0.25% · 3.875%
HK$38,480
−HK$1,179/mo
Today · 4.125%
HK$39,659
baseline
▲ 0.50% · 4.625%
HK$42,073
+HK$2,414/mo
Deposit HK$5.46M · loan HK$8.18M · min. income ≈ HK$79,318/mo (50% DSR)
Upfront cash ≈ HK$5.97M (deposit + AVD stamp duty HK$511,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,517
−HK$2,243/mo
▼ 0.25% · 3.875%
HK$42,631
−HK$1,129/mo
Today · 4.125%
HK$43,760
baseline
▲ 0.50% · 4.625%
HK$46,067
+HK$2,307/mo
Deposit HK$5.46M · loan HK$8.18M · min. income ≈ HK$87,520/mo (50% DSR)
Upfront cash ≈ HK$5.97M (deposit + AVD stamp duty HK$511,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,539
−HK$2,730/mo
▼ 0.25% · 3.875%
HK$44,893
−HK$1,376/mo
Today · 4.125%
HK$46,269
baseline
▲ 0.50% · 4.625%
HK$49,085
+HK$2,816/mo
Deposit HK$4.09M · loan HK$9.55M · min. income ≈ HK$92,538/mo (50% DSR)
Upfront cash ≈ HK$4.60M (deposit + AVD stamp duty HK$511,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,437
−HK$2,617/mo
▼ 0.25% · 3.875%
HK$49,736
−HK$1,318/mo
Today · 4.125%
HK$51,054
baseline
▲ 0.50% · 4.625%
HK$53,745
+HK$2,691/mo
Deposit HK$4.09M · loan HK$9.55M · min. income ≈ HK$102,108/mo (50% DSR)
Upfront cash ≈ HK$4.60M (deposit + AVD stamp duty HK$511,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,979
−HK$3,510/mo
▼ 0.25% · 3.875%
HK$57,720
−HK$1,769/mo
Today · 4.125%
HK$59,489
baseline
▲ 0.50% · 4.625%
HK$63,109
+HK$3,620/mo
Deposit HK$1.36M · loan HK$12.27M · min. income ≈ HK$118,978/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$511,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,276
−HK$3,364/mo
▼ 0.25% · 3.875%
HK$63,946
−HK$1,694/mo
Today · 4.125%
HK$65,640
baseline
▲ 0.50% · 4.625%
HK$69,100
+HK$3,460/mo
Deposit HK$1.36M · loan HK$12.27M · min. income ≈ HK$131,280/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$511,446 · Scale 2, in force from 26 Feb 2026)