LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,100
−HK$1,950/mo
▼ 0.25% · 3.875%
HK$32,067
−HK$983/mo
Today · 4.125%
HK$33,050
baseline
▲ 0.50% · 4.625%
HK$35,061
+HK$2,011/mo
Deposit HK$6.82M · loan HK$6.82M · min. income ≈ HK$66,100/mo (50% DSR)
Upfront cash ≈ HK$7.33M (deposit + AVD stamp duty HK$511,456 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,598
−HK$1,870/mo
▼ 0.25% · 3.875%
HK$35,526
−HK$942/mo
Today · 4.125%
HK$36,468
baseline
▲ 0.50% · 4.625%
HK$38,390
+HK$1,922/mo
Deposit HK$6.82M · loan HK$6.82M · min. income ≈ HK$72,936/mo (50% DSR)
Upfront cash ≈ HK$7.33M (deposit + AVD stamp duty HK$511,456 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,320
−HK$2,340/mo
▼ 0.25% · 3.875%
HK$38,481
−HK$1,179/mo
Today · 4.125%
HK$39,660
baseline
▲ 0.50% · 4.625%
HK$42,074
+HK$2,414/mo
Deposit HK$5.46M · loan HK$8.18M · min. income ≈ HK$79,320/mo (50% DSR)
Upfront cash ≈ HK$5.97M (deposit + AVD stamp duty HK$511,456 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,518
−HK$2,243/mo
▼ 0.25% · 3.875%
HK$42,632
−HK$1,129/mo
Today · 4.125%
HK$43,761
baseline
▲ 0.50% · 4.625%
HK$46,068
+HK$2,307/mo
Deposit HK$5.46M · loan HK$8.18M · min. income ≈ HK$87,522/mo (50% DSR)
Upfront cash ≈ HK$5.97M (deposit + AVD stamp duty HK$511,456 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,540
−HK$2,730/mo
▼ 0.25% · 3.875%
HK$44,894
−HK$1,376/mo
Today · 4.125%
HK$46,270
baseline
▲ 0.50% · 4.625%
HK$49,086
+HK$2,816/mo
Deposit HK$4.09M · loan HK$9.55M · min. income ≈ HK$92,540/mo (50% DSR)
Upfront cash ≈ HK$4.60M (deposit + AVD stamp duty HK$511,456 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,438
−HK$2,617/mo
▼ 0.25% · 3.875%
HK$49,737
−HK$1,318/mo
Today · 4.125%
HK$51,055
baseline
▲ 0.50% · 4.625%
HK$53,746
+HK$2,691/mo
Deposit HK$4.09M · loan HK$9.55M · min. income ≈ HK$102,110/mo (50% DSR)
Upfront cash ≈ HK$4.60M (deposit + AVD stamp duty HK$511,456 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,980
−HK$3,510/mo
▼ 0.25% · 3.875%
HK$57,721
−HK$1,769/mo
Today · 4.125%
HK$59,490
baseline
▲ 0.50% · 4.625%
HK$63,110
+HK$3,620/mo
Deposit HK$1.36M · loan HK$12.27M · min. income ≈ HK$118,980/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$511,456 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,277
−HK$3,365/mo
▼ 0.25% · 3.875%
HK$63,947
−HK$1,695/mo
Today · 4.125%
HK$65,642
baseline
▲ 0.50% · 4.625%
HK$69,102
+HK$3,460/mo
Deposit HK$1.36M · loan HK$12.27M · min. income ≈ HK$131,284/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$511,456 · Scale 2, in force from 26 Feb 2026)