LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,104
−HK$1,950/mo
▼ 0.25% · 3.875%
HK$32,071
−HK$983/mo
Today · 4.125%
HK$33,054
baseline
▲ 0.50% · 4.625%
HK$35,066
+HK$2,012/mo
Deposit HK$6.82M · loan HK$6.82M · min. income ≈ HK$66,108/mo (50% DSR)
Upfront cash ≈ HK$7.33M (deposit + AVD stamp duty HK$511,520 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,603
−HK$1,869/mo
▼ 0.25% · 3.875%
HK$35,531
−HK$941/mo
Today · 4.125%
HK$36,472
baseline
▲ 0.50% · 4.625%
HK$38,395
+HK$1,923/mo
Deposit HK$6.82M · loan HK$6.82M · min. income ≈ HK$72,944/mo (50% DSR)
Upfront cash ≈ HK$7.33M (deposit + AVD stamp duty HK$511,520 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,325
−HK$2,340/mo
▼ 0.25% · 3.875%
HK$38,486
−HK$1,179/mo
Today · 4.125%
HK$39,665
baseline
▲ 0.50% · 4.625%
HK$42,079
+HK$2,414/mo
Deposit HK$5.46M · loan HK$8.18M · min. income ≈ HK$79,330/mo (50% DSR)
Upfront cash ≈ HK$5.97M (deposit + AVD stamp duty HK$511,520 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,523
−HK$2,244/mo
▼ 0.25% · 3.875%
HK$42,637
−HK$1,130/mo
Today · 4.125%
HK$43,767
baseline
▲ 0.50% · 4.625%
HK$46,074
+HK$2,307/mo
Deposit HK$5.46M · loan HK$8.18M · min. income ≈ HK$87,534/mo (50% DSR)
Upfront cash ≈ HK$5.97M (deposit + AVD stamp duty HK$511,520 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,545
−HK$2,731/mo
▼ 0.25% · 3.875%
HK$44,900
−HK$1,376/mo
Today · 4.125%
HK$46,276
baseline
▲ 0.50% · 4.625%
HK$49,092
+HK$2,816/mo
Deposit HK$4.09M · loan HK$9.55M · min. income ≈ HK$92,552/mo (50% DSR)
Upfront cash ≈ HK$4.60M (deposit + AVD stamp duty HK$511,520 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,444
−HK$2,617/mo
▼ 0.25% · 3.875%
HK$49,743
−HK$1,318/mo
Today · 4.125%
HK$51,061
baseline
▲ 0.50% · 4.625%
HK$53,753
+HK$2,692/mo
Deposit HK$4.09M · loan HK$9.55M · min. income ≈ HK$102,122/mo (50% DSR)
Upfront cash ≈ HK$4.60M (deposit + AVD stamp duty HK$511,520 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,987
−HK$3,511/mo
▼ 0.25% · 3.875%
HK$57,728
−HK$1,770/mo
Today · 4.125%
HK$59,498
baseline
▲ 0.50% · 4.625%
HK$63,118
+HK$3,620/mo
Deposit HK$1.36M · loan HK$12.28M · min. income ≈ HK$118,996/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$511,520 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,285
−HK$3,365/mo
▼ 0.25% · 3.875%
HK$63,955
−HK$1,695/mo
Today · 4.125%
HK$65,650
baseline
▲ 0.50% · 4.625%
HK$69,110
+HK$3,460/mo
Deposit HK$1.36M · loan HK$12.28M · min. income ≈ HK$131,300/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$511,520 · Scale 2, in force from 26 Feb 2026)