LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,105
−HK$1,951/mo
▼ 0.25% · 3.875%
HK$32,073
−HK$983/mo
Today · 4.125%
HK$33,056
baseline
▲ 0.50% · 4.625%
HK$35,067
+HK$2,011/mo
Deposit HK$6.82M · loan HK$6.82M · min. income ≈ HK$66,112/mo (50% DSR)
Upfront cash ≈ HK$7.33M (deposit + AVD stamp duty HK$511,539 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,604
−HK$1,870/mo
▼ 0.25% · 3.875%
HK$35,532
−HK$942/mo
Today · 4.125%
HK$36,474
baseline
▲ 0.50% · 4.625%
HK$38,396
+HK$1,922/mo
Deposit HK$6.82M · loan HK$6.82M · min. income ≈ HK$72,948/mo (50% DSR)
Upfront cash ≈ HK$7.33M (deposit + AVD stamp duty HK$511,539 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,326
−HK$2,341/mo
▼ 0.25% · 3.875%
HK$38,487
−HK$1,180/mo
Today · 4.125%
HK$39,667
baseline
▲ 0.50% · 4.625%
HK$42,080
+HK$2,413/mo
Deposit HK$5.46M · loan HK$8.18M · min. income ≈ HK$79,334/mo (50% DSR)
Upfront cash ≈ HK$5.97M (deposit + AVD stamp duty HK$511,539 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,525
−HK$2,243/mo
▼ 0.25% · 3.875%
HK$42,639
−HK$1,129/mo
Today · 4.125%
HK$43,768
baseline
▲ 0.50% · 4.625%
HK$46,075
+HK$2,307/mo
Deposit HK$5.46M · loan HK$8.18M · min. income ≈ HK$87,536/mo (50% DSR)
Upfront cash ≈ HK$5.97M (deposit + AVD stamp duty HK$511,539 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,547
−HK$2,731/mo
▼ 0.25% · 3.875%
HK$44,902
−HK$1,376/mo
Today · 4.125%
HK$46,278
baseline
▲ 0.50% · 4.625%
HK$49,094
+HK$2,816/mo
Deposit HK$4.09M · loan HK$9.55M · min. income ≈ HK$92,556/mo (50% DSR)
Upfront cash ≈ HK$4.60M (deposit + AVD stamp duty HK$511,539 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,446
−HK$2,617/mo
▼ 0.25% · 3.875%
HK$49,745
−HK$1,318/mo
Today · 4.125%
HK$51,063
baseline
▲ 0.50% · 4.625%
HK$53,755
+HK$2,692/mo
Deposit HK$4.09M · loan HK$9.55M · min. income ≈ HK$102,126/mo (50% DSR)
Upfront cash ≈ HK$4.60M (deposit + AVD stamp duty HK$511,539 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,989
−HK$3,511/mo
▼ 0.25% · 3.875%
HK$57,731
−HK$1,769/mo
Today · 4.125%
HK$59,500
baseline
▲ 0.50% · 4.625%
HK$63,121
+HK$3,621/mo
Deposit HK$1.36M · loan HK$12.28M · min. income ≈ HK$119,000/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$511,539 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,287
−HK$3,366/mo
▼ 0.25% · 3.875%
HK$63,958
−HK$1,695/mo
Today · 4.125%
HK$65,653
baseline
▲ 0.50% · 4.625%
HK$69,113
+HK$3,460/mo
Deposit HK$1.36M · loan HK$12.28M · min. income ≈ HK$131,306/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$511,539 · Scale 2, in force from 26 Feb 2026)