LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,106
−HK$1,951/mo
▼ 0.25% · 3.875%
HK$32,074
−HK$983/mo
Today · 4.125%
HK$33,057
baseline
▲ 0.50% · 4.625%
HK$35,068
+HK$2,011/mo
Deposit HK$6.82M · loan HK$6.82M · min. income ≈ HK$66,114/mo (50% DSR)
Upfront cash ≈ HK$7.33M (deposit + AVD stamp duty HK$511,555 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,605
−HK$1,870/mo
▼ 0.25% · 3.875%
HK$35,533
−HK$942/mo
Today · 4.125%
HK$36,475
baseline
▲ 0.50% · 4.625%
HK$38,397
+HK$1,922/mo
Deposit HK$6.82M · loan HK$6.82M · min. income ≈ HK$72,950/mo (50% DSR)
Upfront cash ≈ HK$7.33M (deposit + AVD stamp duty HK$511,555 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,327
−HK$2,341/mo
▼ 0.25% · 3.875%
HK$38,488
−HK$1,180/mo
Today · 4.125%
HK$39,668
baseline
▲ 0.50% · 4.625%
HK$42,082
+HK$2,414/mo
Deposit HK$5.46M · loan HK$8.18M · min. income ≈ HK$79,336/mo (50% DSR)
Upfront cash ≈ HK$5.97M (deposit + AVD stamp duty HK$511,555 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,526
−HK$2,244/mo
▼ 0.25% · 3.875%
HK$42,640
−HK$1,130/mo
Today · 4.125%
HK$43,770
baseline
▲ 0.50% · 4.625%
HK$46,077
+HK$2,307/mo
Deposit HK$5.46M · loan HK$8.18M · min. income ≈ HK$87,540/mo (50% DSR)
Upfront cash ≈ HK$5.97M (deposit + AVD stamp duty HK$511,555 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,548
−HK$2,731/mo
▼ 0.25% · 3.875%
HK$44,903
−HK$1,376/mo
Today · 4.125%
HK$46,279
baseline
▲ 0.50% · 4.625%
HK$49,095
+HK$2,816/mo
Deposit HK$4.09M · loan HK$9.55M · min. income ≈ HK$92,558/mo (50% DSR)
Upfront cash ≈ HK$4.60M (deposit + AVD stamp duty HK$511,555 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,447
−HK$2,618/mo
▼ 0.25% · 3.875%
HK$49,747
−HK$1,318/mo
Today · 4.125%
HK$51,065
baseline
▲ 0.50% · 4.625%
HK$53,756
+HK$2,691/mo
Deposit HK$4.09M · loan HK$9.55M · min. income ≈ HK$102,130/mo (50% DSR)
Upfront cash ≈ HK$4.60M (deposit + AVD stamp duty HK$511,555 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,991
−HK$3,511/mo
▼ 0.25% · 3.875%
HK$57,732
−HK$1,770/mo
Today · 4.125%
HK$59,502
baseline
▲ 0.50% · 4.625%
HK$63,122
+HK$3,620/mo
Deposit HK$1.36M · loan HK$12.28M · min. income ≈ HK$119,004/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$511,555 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,289
−HK$3,366/mo
▼ 0.25% · 3.875%
HK$63,960
−HK$1,695/mo
Today · 4.125%
HK$65,655
baseline
▲ 0.50% · 4.625%
HK$69,115
+HK$3,460/mo
Deposit HK$1.36M · loan HK$12.28M · min. income ≈ HK$131,310/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$511,555 · Scale 2, in force from 26 Feb 2026)