LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,112
−HK$1,951/mo
▼ 0.25% · 3.875%
HK$32,080
−HK$983/mo
Today · 4.125%
HK$33,063
baseline
▲ 0.50% · 4.625%
HK$35,075
+HK$2,012/mo
Deposit HK$6.82M · loan HK$6.82M · min. income ≈ HK$66,126/mo (50% DSR)
Upfront cash ≈ HK$7.33M (deposit + AVD stamp duty HK$511,657 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,612
−HK$1,870/mo
▼ 0.25% · 3.875%
HK$35,540
−HK$942/mo
Today · 4.125%
HK$36,482
baseline
▲ 0.50% · 4.625%
HK$38,405
+HK$1,923/mo
Deposit HK$6.82M · loan HK$6.82M · min. income ≈ HK$72,964/mo (50% DSR)
Upfront cash ≈ HK$7.33M (deposit + AVD stamp duty HK$511,657 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,335
−HK$2,341/mo
▼ 0.25% · 3.875%
HK$38,496
−HK$1,180/mo
Today · 4.125%
HK$39,676
baseline
▲ 0.50% · 4.625%
HK$42,090
+HK$2,414/mo
Deposit HK$5.46M · loan HK$8.19M · min. income ≈ HK$79,352/mo (50% DSR)
Upfront cash ≈ HK$5.97M (deposit + AVD stamp duty HK$511,657 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,534
−HK$2,244/mo
▼ 0.25% · 3.875%
HK$42,648
−HK$1,130/mo
Today · 4.125%
HK$43,778
baseline
▲ 0.50% · 4.625%
HK$46,086
+HK$2,308/mo
Deposit HK$5.46M · loan HK$8.19M · min. income ≈ HK$87,556/mo (50% DSR)
Upfront cash ≈ HK$5.97M (deposit + AVD stamp duty HK$511,657 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,557
−HK$2,732/mo
▼ 0.25% · 3.875%
HK$44,912
−HK$1,377/mo
Today · 4.125%
HK$46,289
baseline
▲ 0.50% · 4.625%
HK$49,105
+HK$2,816/mo
Deposit HK$4.09M · loan HK$9.55M · min. income ≈ HK$92,578/mo (50% DSR)
Upfront cash ≈ HK$4.60M (deposit + AVD stamp duty HK$511,657 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,457
−HK$2,618/mo
▼ 0.25% · 3.875%
HK$49,756
−HK$1,319/mo
Today · 4.125%
HK$51,075
baseline
▲ 0.50% · 4.625%
HK$53,767
+HK$2,692/mo
Deposit HK$4.09M · loan HK$9.55M · min. income ≈ HK$102,150/mo (50% DSR)
Upfront cash ≈ HK$4.60M (deposit + AVD stamp duty HK$511,657 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,002
−HK$3,512/mo
▼ 0.25% · 3.875%
HK$57,744
−HK$1,770/mo
Today · 4.125%
HK$59,514
baseline
▲ 0.50% · 4.625%
HK$63,135
+HK$3,621/mo
Deposit HK$1.36M · loan HK$12.28M · min. income ≈ HK$119,028/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$511,657 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,302
−HK$3,366/mo
▼ 0.25% · 3.875%
HK$63,973
−HK$1,695/mo
Today · 4.125%
HK$65,668
baseline
▲ 0.50% · 4.625%
HK$69,129
+HK$3,461/mo
Deposit HK$1.36M · loan HK$12.28M · min. income ≈ HK$131,336/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$511,657 · Scale 2, in force from 26 Feb 2026)