LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,117
−HK$1,951/mo
▼ 0.25% · 3.875%
HK$32,085
−HK$983/mo
Today · 4.125%
HK$33,068
baseline
▲ 0.50% · 4.625%
HK$35,080
+HK$2,012/mo
Deposit HK$6.82M · loan HK$6.82M · min. income ≈ HK$66,136/mo (50% DSR)
Upfront cash ≈ HK$7.33M (deposit + AVD stamp duty HK$511,732 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,617
−HK$1,870/mo
▼ 0.25% · 3.875%
HK$35,546
−HK$941/mo
Today · 4.125%
HK$36,487
baseline
▲ 0.50% · 4.625%
HK$38,411
+HK$1,924/mo
Deposit HK$6.82M · loan HK$6.82M · min. income ≈ HK$72,974/mo (50% DSR)
Upfront cash ≈ HK$7.33M (deposit + AVD stamp duty HK$511,732 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,340
−HK$2,342/mo
▼ 0.25% · 3.875%
HK$38,502
−HK$1,180/mo
Today · 4.125%
HK$39,682
baseline
▲ 0.50% · 4.625%
HK$42,096
+HK$2,414/mo
Deposit HK$5.46M · loan HK$8.19M · min. income ≈ HK$79,364/mo (50% DSR)
Upfront cash ≈ HK$5.97M (deposit + AVD stamp duty HK$511,732 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,541
−HK$2,244/mo
▼ 0.25% · 3.875%
HK$42,655
−HK$1,130/mo
Today · 4.125%
HK$43,785
baseline
▲ 0.50% · 4.625%
HK$46,093
+HK$2,308/mo
Deposit HK$5.46M · loan HK$8.19M · min. income ≈ HK$87,570/mo (50% DSR)
Upfront cash ≈ HK$5.97M (deposit + AVD stamp duty HK$511,732 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,564
−HK$2,731/mo
▼ 0.25% · 3.875%
HK$44,919
−HK$1,376/mo
Today · 4.125%
HK$46,295
baseline
▲ 0.50% · 4.625%
HK$49,112
+HK$2,817/mo
Deposit HK$4.09M · loan HK$9.55M · min. income ≈ HK$92,590/mo (50% DSR)
Upfront cash ≈ HK$4.61M (deposit + AVD stamp duty HK$511,732 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,464
−HK$2,618/mo
▼ 0.25% · 3.875%
HK$49,764
−HK$1,318/mo
Today · 4.125%
HK$51,082
baseline
▲ 0.50% · 4.625%
HK$53,775
+HK$2,693/mo
Deposit HK$4.09M · loan HK$9.55M · min. income ≈ HK$102,164/mo (50% DSR)
Upfront cash ≈ HK$4.61M (deposit + AVD stamp duty HK$511,732 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,010
−HK$3,513/mo
▼ 0.25% · 3.875%
HK$57,752
−HK$1,771/mo
Today · 4.125%
HK$59,523
baseline
▲ 0.50% · 4.625%
HK$63,144
+HK$3,621/mo
Deposit HK$1.36M · loan HK$12.28M · min. income ≈ HK$119,046/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$511,732 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,311
−HK$3,366/mo
▼ 0.25% · 3.875%
HK$63,982
−HK$1,695/mo
Today · 4.125%
HK$65,677
baseline
▲ 0.50% · 4.625%
HK$69,139
+HK$3,462/mo
Deposit HK$1.36M · loan HK$12.28M · min. income ≈ HK$131,354/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$511,732 · Scale 2, in force from 26 Feb 2026)