LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,121
−HK$1,951/mo
▼ 0.25% · 3.875%
HK$32,089
−HK$983/mo
Today · 4.125%
HK$33,072
baseline
▲ 0.50% · 4.625%
HK$35,085
+HK$2,013/mo
Deposit HK$6.82M · loan HK$6.82M · min. income ≈ HK$66,144/mo (50% DSR)
Upfront cash ≈ HK$7.34M (deposit + AVD stamp duty HK$511,800 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,622
−HK$1,870/mo
▼ 0.25% · 3.875%
HK$35,550
−HK$942/mo
Today · 4.125%
HK$36,492
baseline
▲ 0.50% · 4.625%
HK$38,416
+HK$1,924/mo
Deposit HK$6.82M · loan HK$6.82M · min. income ≈ HK$72,984/mo (50% DSR)
Upfront cash ≈ HK$7.34M (deposit + AVD stamp duty HK$511,800 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,345
−HK$2,342/mo
▼ 0.25% · 3.875%
HK$38,507
−HK$1,180/mo
Today · 4.125%
HK$39,687
baseline
▲ 0.50% · 4.625%
HK$42,102
+HK$2,415/mo
Deposit HK$5.46M · loan HK$8.19M · min. income ≈ HK$79,374/mo (50% DSR)
Upfront cash ≈ HK$5.97M (deposit + AVD stamp duty HK$511,800 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,546
−HK$2,245/mo
▼ 0.25% · 3.875%
HK$42,660
−HK$1,131/mo
Today · 4.125%
HK$43,791
baseline
▲ 0.50% · 4.625%
HK$46,099
+HK$2,308/mo
Deposit HK$5.46M · loan HK$8.19M · min. income ≈ HK$87,582/mo (50% DSR)
Upfront cash ≈ HK$5.97M (deposit + AVD stamp duty HK$511,800 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,569
−HK$2,732/mo
▼ 0.25% · 3.875%
HK$44,925
−HK$1,376/mo
Today · 4.125%
HK$46,301
baseline
▲ 0.50% · 4.625%
HK$49,119
+HK$2,818/mo
Deposit HK$4.09M · loan HK$9.55M · min. income ≈ HK$92,602/mo (50% DSR)
Upfront cash ≈ HK$4.61M (deposit + AVD stamp duty HK$511,800 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,470
−HK$2,619/mo
▼ 0.25% · 3.875%
HK$49,770
−HK$1,319/mo
Today · 4.125%
HK$51,089
baseline
▲ 0.50% · 4.625%
HK$53,782
+HK$2,693/mo
Deposit HK$4.09M · loan HK$9.55M · min. income ≈ HK$102,178/mo (50% DSR)
Upfront cash ≈ HK$4.61M (deposit + AVD stamp duty HK$511,800 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,018
−HK$3,512/mo
▼ 0.25% · 3.875%
HK$57,760
−HK$1,770/mo
Today · 4.125%
HK$59,530
baseline
▲ 0.50% · 4.625%
HK$63,153
+HK$3,623/mo
Deposit HK$1.36M · loan HK$12.28M · min. income ≈ HK$119,060/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$511,800 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,319
−HK$3,367/mo
▼ 0.25% · 3.875%
HK$63,990
−HK$1,696/mo
Today · 4.125%
HK$65,686
baseline
▲ 0.50% · 4.625%
HK$69,148
+HK$3,462/mo
Deposit HK$1.36M · loan HK$12.28M · min. income ≈ HK$131,372/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$511,800 · Scale 2, in force from 26 Feb 2026)