LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,122
−HK$1,951/mo
▼ 0.25% · 3.875%
HK$32,090
−HK$983/mo
Today · 4.125%
HK$33,073
baseline
▲ 0.50% · 4.625%
HK$35,086
+HK$2,013/mo
Deposit HK$6.82M · loan HK$6.82M · min. income ≈ HK$66,146/mo (50% DSR)
Upfront cash ≈ HK$7.34M (deposit + AVD stamp duty HK$511,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,622
−HK$1,871/mo
▼ 0.25% · 3.875%
HK$35,551
−HK$942/mo
Today · 4.125%
HK$36,493
baseline
▲ 0.50% · 4.625%
HK$38,417
+HK$1,924/mo
Deposit HK$6.82M · loan HK$6.82M · min. income ≈ HK$72,986/mo (50% DSR)
Upfront cash ≈ HK$7.34M (deposit + AVD stamp duty HK$511,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,346
−HK$2,342/mo
▼ 0.25% · 3.875%
HK$38,508
−HK$1,180/mo
Today · 4.125%
HK$39,688
baseline
▲ 0.50% · 4.625%
HK$42,103
+HK$2,415/mo
Deposit HK$5.46M · loan HK$8.19M · min. income ≈ HK$79,376/mo (50% DSR)
Upfront cash ≈ HK$5.97M (deposit + AVD stamp duty HK$511,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,547
−HK$2,245/mo
▼ 0.25% · 3.875%
HK$42,661
−HK$1,131/mo
Today · 4.125%
HK$43,792
baseline
▲ 0.50% · 4.625%
HK$46,100
+HK$2,308/mo
Deposit HK$5.46M · loan HK$8.19M · min. income ≈ HK$87,584/mo (50% DSR)
Upfront cash ≈ HK$5.97M (deposit + AVD stamp duty HK$511,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,570
−HK$2,733/mo
▼ 0.25% · 3.875%
HK$44,926
−HK$1,377/mo
Today · 4.125%
HK$46,303
baseline
▲ 0.50% · 4.625%
HK$49,120
+HK$2,817/mo
Deposit HK$4.09M · loan HK$9.55M · min. income ≈ HK$92,606/mo (50% DSR)
Upfront cash ≈ HK$4.61M (deposit + AVD stamp duty HK$511,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,471
−HK$2,619/mo
▼ 0.25% · 3.875%
HK$49,771
−HK$1,319/mo
Today · 4.125%
HK$51,090
baseline
▲ 0.50% · 4.625%
HK$53,783
+HK$2,693/mo
Deposit HK$4.09M · loan HK$9.55M · min. income ≈ HK$102,180/mo (50% DSR)
Upfront cash ≈ HK$4.61M (deposit + AVD stamp duty HK$511,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,019
−HK$3,513/mo
▼ 0.25% · 3.875%
HK$57,761
−HK$1,771/mo
Today · 4.125%
HK$59,532
baseline
▲ 0.50% · 4.625%
HK$63,154
+HK$3,622/mo
Deposit HK$1.36M · loan HK$12.28M · min. income ≈ HK$119,064/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$511,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,320
−HK$3,367/mo
▼ 0.25% · 3.875%
HK$63,992
−HK$1,695/mo
Today · 4.125%
HK$65,687
baseline
▲ 0.50% · 4.625%
HK$69,150
+HK$3,463/mo
Deposit HK$1.36M · loan HK$12.28M · min. income ≈ HK$131,374/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$511,812 · Scale 2, in force from 26 Feb 2026)